Northern Credit Union fees
Upload your statement, see every charge explained free
Northern Credit Union's miscellaneous service fees PDF prints a $45.00 NSF return fee and a $35.00 fee when it pays an overdraft item. Monthly overdraft access is $4.00. The wider list is Canada NSF fees by bank.
Last updated: October 22, 2026
Last checked: Oct 2026
What the fee PDF prints
Opened 22 October 2026. The dollars are on Northern Credit Union's miscellaneous service fees PDF. An NSF return fee is $45.00. An overdraft item processing fee, when the item is paid, is $35.00. A single use fee is $5.00 for an occurrence below $0. Monthly overdraft access is $4.00. A transfer to cover is $10.00. A stop payment is $15.00.
A draft in Canadian or US dollars, called an official cheque, is $7.50. A cheque written in US dollars on a Canadian dollar account is $20.00. An incoming wire in Canadian dollars is $15.00. An incoming wire in US dollars is $20.00. An outgoing wire in Canadian dollars within Canada is $40.00. An outgoing wire in US dollars to the United States is $40.00. An outgoing international wire is $50.00. An Interac ATM withdrawal is $1.75. An international CIRRUS or PLUS withdrawal is $3.00. Acculink or the Exchange network is $0.
A paper statement is $5.00. Replacing a lost Visa debit card is $15.00. The first Visa debit card or a renewed card is no fee. Closing the account within 90 days is $25.00. A dormant account monitoring fee is $10.00. An RSP, RIF, or TFSA transfer out is $75.00 per contract, not per account. The PDF says all fees can change and to ask a branch for the current price. It does not print one effective date on the fee tables.
Northern is an Ontario credit union. This page quotes its PDF. It does not replace that PDF with the federal bank NSF cap. FirstOntario's own schedule is on FirstOntario account fees.
The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not call the institution.
| Line | What Northern prints |
|---|---|
| NSF return fee | $45.00 |
| Overdraft item processing fee, paid | $35.00 |
| Single use below $0 | $5.00 |
| Monthly overdraft access | $4.00 |
| Transfer to cover | $10.00 |
| Stop payment | $15.00 |
| Outgoing wire in Canada | $40.00 |
| RSP, RIF, or TFSA transfer out | $75.00 per contract |
Questions
- How much is a Northern Credit Union NSF fee?
- The miscellaneous service fees PDF prints $45.00 for an NSF return.
- How much does Northern charge when it pays an overdraft?
- The overdraft item processing fee, when the item is paid, is $35.00. A single use below $0 is $5.00. Monthly overdraft access is $4.00.
- Does the PDF print an effective date?
- The fee tables in the PDF do not print one effective date. The PDF says fees can change and to ask a branch for the current price.
Sources
Related guides
Most popular
Pro
$3.92 USD per month, billed yearly.
Sales tax, like GST or HST, is added at checkout where it applies.
- Unlimited statement uploads
- Spending by month
- Every bank fee, with tips for the call to your bank
- A spreadsheet of your charges
Cancel anytime.
Free is $0 USD. The PDF stays on your device.