CU of Colorado NSF fee
Credit Union of Colorado's fee schedule, effective 6 October 2026, prints $25 per item for NSF, including a repeat presentment, $25 for Courtesy Pay, and $25 when a Visa debit transaction overdraws the account. The wider list is overdraft fees at US credit unions. Every overdraft guide is on overdraft fee guides. A yearly total from numbers you type is on the bank fee calculator. It does not look up this institution.
Last updated: October 22, 2026
Last checked: Oct 2026
What the October 2026 schedule prints
Opened 22 October 2026. The dollars are on Credit Union of Colorado's fee schedule, effective 10-06-2026. NSF on an ACH, draft, or bill pay item is $25 per item, per occurrence, including a repeat presentment. Courtesy Pay is $25 per item. A Visa debit transaction that overdraws the account is $25 per item. A deposited item that is returned is $25. A stop payment is $25. An ATM withdrawal at a machine that is not a Credit Union of Colorado ATM is $1. An inactive consumer account is $5 a month after 12 months with no activity. Closing an account within 6 months of opening is $5. A cashier's check is $5. An international service assessment is 1% on a multi-currency transaction and 0.80% on a single-currency transaction.
Everyday Checking paired with a High-Yield Savings account is $10 a month when the requirements are not met. The wire row on the same page prints two dollar amounts in one cell, $50 per transfer and $20 per transfer, without a clean split between domestic and international. This page does not assign those two dollars. Check with the credit union before you use a wire figure from that row.
The schedule does not print a daily count cap on the $25 fee. A fee already charged is a request. Credit Union of Colorado can say no. The US list is US bank fee guides.
The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not call the institution.
| Line | What the schedule prints |
|---|---|
| NSF, ACH, draft, or bill pay | $25 per item, per occurrence, including a repeat |
| Courtesy Pay | $25 per item |
| Visa debit overdrawn | $25 per item |
| Deposited item returned | $25 |
| Wire dollars | Two amounts in one cell, not split here |
| Daily count cap | Not printed on this schedule |
Questions
- How much is a Credit Union of Colorado NSF fee?
- The fee schedule effective 6 October 2026 prints $25 per item, per occurrence, for an ACH, draft, or bill pay item, and the row includes a repeat presentment.
- Is Courtesy Pay the same dollar?
- Courtesy Pay is $25 per item. A Visa debit transaction that overdraws the account is also $25 per item. Those are separate rows from the NSF line.
- What does the schedule say about wires?
- The wire row prints $50 per transfer and $20 per transfer in the same cell. This page does not say which one is domestic. Check with the credit union.
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