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US bank fee guides

Pick a US bank fee guide below. A guide that covers both the US and Canada is in the second list. Charge names and statement downloads have their own pages.

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Last updated: October 22, 2026

United States

  • Alliant Credit Union overdraft fee

    Alliant prints no NSF fee and no Courtesy Pay fee. A domestic outgoing wire is $25. An incoming wire is free.

  • Ally Bank fees

    Ally Spending Account fee table on 21 October 2026: no monthly fee, no overdraft fee, $20 outgoing domestic wire, $15 stop payment, and up to $10 back on other US ATM fees.

  • America First overdraft fee

    America First charges $25 each time it pays an overdraft and prints no daily cap. Everyday debit and ATM withdrawals need an opt-in.

  • Associated Bank overdraft fee

    Associated Bank prints a $32 overdraft fee on personal or business checking, at most two a day, and a $0 returned item fee. The grace zone is $50 on most checking accounts.

  • ATM fee rebates by US bank

    How much Ally, Schwab, Fidelity, and USAA say they will pay back when another ATM charges a fee, and what SoFi says it will not pay back. Opened 20 October 2026.

  • Axos overdraft fee

    Axos prints $25 for a paid or returned item, up to $75 a day, and no fee under a $25 shortfall. Some checking accounts print no NSF fee.

  • Bank of America fees and statement guides

    Bank of America monthly, overdraft, ATM, foreign, wire, and paper statement figures copied from Expenvo guides, plus every guide that mentions Bank of America.

  • Bank of America foreign transaction fee

    The Unlimited Cash Rewards and Unlimited Cash Rewards Secured agreements print a 3% foreign transaction fee. This is not every Bank of America card. Opened 20 October 2026.

  • BankUnited overdraft fee

    BankUnited's July 2025 consumer schedule prints no charge for an overdraft, an insufficient funds item, or uncollected funds.

  • Banner Bank overdraft fee

    Banner Bank charges $30 for an overdraft item, at most four a day, and skips it if you are overdrawn by $5 or less.

  • BECU account fees

    BECU's consumer account disclosure effective 7 October 2026: a $10 NSF fee, a cap of five a day, a $25 domestic wire, and a $6 cashier's check.

  • BMO US overdraft fee

    BMO Smart Advantage in the US prints a $20 overdraft fee, at most three a day, when the account is overdrawn by more than $20. Smart Money prints no fee.

  • Capital One 360 Checking: no monthly fee, and the costs that can still apply

    Capital One says 360 Checking has no monthly fee. This page lists the extra costs the same page still names, and how to spot a fee on a statement.

  • Capital One fees and statement guides

    Capital One monthly, overdraft, ATM, foreign, wire, and paper statement figures copied from Expenvo guides, plus every guide that mentions Capital One.

  • CD early withdrawal penalties at US banks

    Early withdrawal penalties printed by Ally, Marcus, Capital One, and Chase for a certificate of deposit closed before maturity. The penalty is days of interest, not one national dollar.

  • Chase fees and statement guides

    Chase monthly, overdraft, ATM, foreign, wire, and paper statement figures copied from Expenvo guides, plus every guide that mentions Chase.

  • Chase, BofA, Wells Fargo monthly fees

    Chase monthly fee, Bank of America monthly fee, and Wells Fargo monthly fee: the waiver each everyday checking account prints.

  • Chime account fees

    Chime's help center on 21 October 2026: no monthly fee, no overdraft fee, $2.50 at an out-of-network ATM, and 1.75% to send an instant transfer out.

  • Citi fees and statement guides

    Citi monthly, overdraft, ATM, foreign, wire, and paper statement figures copied from Expenvo guides, plus every guide that mentions Citi.

  • Citi overdraft fee

    Citi prints no overdraft or returned item fee on everyday, Priority, and Citigold checking. Citibank may still return or pay an item.

  • Citizens overdraft fee

    Citizens prints a $35 overdraft fee per item paid, at most 5 a day, up to $175. Peace of Mind lasts until 10:00 PM ET the next business day. Student and EverValue have no standard coverage.

  • Citizens wire transfer fee

    The Citizens personal fees PDF revised October 2026 prints domestic outgoing wires at $30 or $18, and foreign outgoing wires at $40, $15, $22.50, or $7.50. Opened 20 October 2026.

  • City National Bank overdraft fee

    City National Bank charges $0 for the first two overdraft occurrences and $25 after that, with a $25 daily cap. A shortfall of $50 or less is $0.

  • Columbia Bank overdraft fee

    Columbia Bank charges $35 when it pays an overdraft, and caps those fees at $175 a day. No fee if overdrawn by $10 or less.

  • Counter check and temporary check fees at US banks

    Chase prints $3 per page of three counter checks. U.S. Bank's consumer schedule prints $2.00 per check. A box of personal checks and a cashier's check are different fees. Figures can change.

  • Credit card late payment fees by issuer (US)

    Late payment fees printed on named Chase, Amex, Citi, Discover, Bank of America, and Wells Fargo agreements. Opened 16 October 2026. Capital One is left out.

  • DCU overdraft fee

    DCU's January 2026 schedule prints $15.00 when it pays an overdraft and $0.00 when it returns the item. Two paid fees a day is the cap.

  • Delta Community overdraft fee

    Delta Community's October 1, 2026 schedule prints a $15 NSF fee and $25 Courtesy Pay. SpendSafe Checking is left out.

  • Discover bank account fees

    Discover Cashback Debit on 21 October 2026: no account fees, a $30 outgoing wire, fee-free ATMs in the network, and no fee for overdraft protection.

  • Discover foreign transaction fee

    Three Discover example agreements convert foreign currency and do not print a foreign transaction fee percent. Opened 20 October 2026. Not a claim that the fee is zero.

  • Early account closing fees at US banks

    Opened 16 October 2026. Which opened US fee schedules print a fee for closing an account soon after you open it, and which ones do not print a dollar.

  • East West Bank overdraft fee

    East West Bank prints a $30 overdraft fee per item, paid or returned, with a $30 maximum per day. The schedule is effective 30 January 2026.

  • External ACH transfer fees at major US banks

    What Chase, Wells Fargo, Bank of America, and Ally print for a transfer to your own account at another US bank. A wire is a different fee. This page does not guess Capital One or Citi.

  • Fees while a US checking account stays overdrawn

    What Wells Fargo, U.S. Bank, Huntington, KeyBank, Santander, Ally, and First Citizens print when a checking account stays negative. A per item fee and a fee for remaining overdrawn are not the same line.

  • Fifth Third overdraft fee

    Fifth Third's consumer fee chart dated 25 June 2026 prints a $35 overdraft fee, at most 3 a day, and no returned item fee. Extra Time lasts until 11:59 p.m. ET the next business day.

  • First Citizens overdraft fee

    First Citizens charges $25 each time it pays an item that overdraws an eligible consumer account, up to 3 charges a business day. An item of $5.00 or less, and a returned item, have no charge.

  • First Hawaiian overdraft fee

    First Hawaiian prints a $32 overdraft fee and a $32 NSF return fee. No fee if the account is overdrawn by $5 or less. At most five of those fees a day.

  • First Horizon overdraft fee

    First Horizon prints a $35 overdraft fee, at most three a day, and no fee if the account is overdrawn by $5 or less.

  • First Interstate overdraft fee

    First Interstate charges $10 when it pays a consumer overdraft, at most four a day. A returned consumer item has no charge.

  • First Tech overdraft fee

    First Tech's October 2026 schedule prints no overdraft fee. A returned ACH that you asked First Tech to start is $15.

  • Foreign currency cash at US bank branches

    What Chase, Wells Fargo, and Bank of America print about a branch foreign currency order: the fee, and the markup they do not print as a percent. Opened 20 October 2026.

  • Foreign currency cash order fees at US banks

    TD Bank prints $7.50 for foreign currency banknotes, or $17.50 on an order under $250. Citizens prints $15 for customer foreign currency exchange. Opened 20 October 2026.

  • Foreign transaction fee by US card

    A foreign transaction fee is the percent each named US card issuer prints on its own agreement. One card's percent is not another's.

  • Frost Bank overdraft fee

    Frost's Personal Account page prints a $35 overdraft fee when it pays an item that overdraws the account by more than $100, up to $105 a day, and an $8 monthly service charge with the waivers on that page. Opened 21 October 2026.

  • Fulton Bank overdraft fee

    Fulton Bank prints a $32 overdraft fee per paid item, at most four a day, when the account is overdrawn by $5.01 or more.

  • GFA Federal overdraft fee

    GFA Federal Credit Union's May 15, 2026 schedule prints $30 when it pays an overdraft and $30 when it returns the item. A transfer is $5.

  • Golden 1 overdraft fee

    Golden 1 charges $14 when it pays an overdraft, at most four fees a day. A returned NSF item is free.

  • Hancock Whitney overdraft fee

    Hancock Whitney may charge $36 each time it pays an NSF item into overdraft, at most five a day. A returned personal item has no NSF fee.

  • How long a US bank can hold a deposited check

    The Regulation CC amounts in effect since 1 July 2025, including the $275 next-day figure, and what the regulation does not promise about your deposit.

  • How to ask about a Capital One Savor fee

    Capital One's Savor Rewards page prints a $0 annual fee and no foreign transaction fees. A statement that shows an annual fee may be a different Capital One card.

  • How to ask about a Capital One Venture annual fee

    What Capital One lists as the Venture annual fee, how it differs from VentureOne, and what to ask. Asking is not a promise of a waiver.

  • How to ask about a Capital One Venture X annual fee

    The $395 annual fee Capital One prints for Venture X, how it differs from Venture and VentureOne, and what the page does not print about an extra cardholder fee.

  • How to ask about a Chase Sapphire Preferred annual fee

    What Chase lists as the Sapphire Preferred annual fee, how to find it on a statement, and what to ask. Asking is not a promise of a waiver.

  • How to ask about a Chase Sapphire Reserve annual fee

    The Sapphire Reserve annual fee and authorized user fee Chase prints, what a product change is, and what Chase does not publish as a downgrade menu. Asking is not a waiver.

  • How to ask about a Citi AAdvantage Platinum Select annual fee

    The American Airlines card page prints $0 for the first year of the Citi AAdvantage Platinum Select card, then $99. Cash advances are the greater of $10 or 5%. The Globe card is $350. Asking is not a waiver.

  • How to ask about a Citi Strata Premier annual fee

    The $95 annual fee Citi prints for Strata Premier, the cash advance and balance transfer fees on the same pricing block, and why the $100 hotel benefit is not a waiver. Older statements may still say Citi Premier.

  • How to ask about a Delta SkyMiles Gold Amex fee

    The Delta SkyMiles Gold American Express card page prints a $0 annual fee for the first year, then $150. Asking American Express to remove a fee already charged is a request.

  • How to ask about a Hilton Honors Surpass fee

    The Hilton Honors Surpass card page prints $0 for the first year, then $150. The old application terms link no longer opens. Asking is a request.

  • How to ask about a Marriott Bonvoy Boundless fee

    Chase's Marriott Bonvoy Boundless page prints a $95 annual fee. A free night award is not a waiver of that fee. Asking Chase is a request.

  • How to ask about a Southwest Rapid Rewards Plus fee

    Chase's Southwest Rapid Rewards Plus page prints a $99 annual fee applied to the first billing statement. Asking Chase to remove it is a request.

  • How to ask about a United Explorer card fee

    Chase's United Explorer card page prints a $0 intro annual fee for the first year, then $150. Asking Chase to remove a fee already charged is a request.

  • How to ask about a Wells Fargo Autograph Journey annual fee

    Wells Fargo's Autograph Journey terms print a $95 annual fee, no foreign transaction fee, and a $50 airline statement credit that is not a waiver. The terms were marked current as of September 2026. Asking is a request.

  • How to ask about an American Express Gold annual fee in the US

    The US Gold Card annual fee American Express prints, the additional-card fees, the foreign transaction line, and the 30 day close window in the March 2026 agreement.

  • How to ask about an Amex Blue Cash Preferred annual fee

    The first-year and later annual fee American Express prints for Blue Cash Preferred, and the 2.7% foreign transaction fee on the same page. Asking is not a waiver.

  • How to ask about an IHG One Rewards Premier fee

    Chase's IHG One Rewards Premier page prints a $150 annual fee. A 1 October 2026 Chase release says existing cardmembers' annual fees are adjusted in 2027. Premier Select is a different card.

  • How to avoid the BMO monthly fee in the US

    BMO Bank N.A. checking fees in the United States, including accounts that used to be Bank of the West. Smart Advantage is $0. Smart Money is $5, or $0 under age 25. Relationship is $25 unless a waiver applies.

  • How to avoid the Comerica checking monthly fee

    Comerica Access Checking is $13 a month unless you meet a balance, a direct deposit, or a status waiver. Rich Rewards is $18. Figures are from the 1 August 2025 brochures.

  • How to avoid the First Citizens Bank monthly fee

    Primary Checking is $0 with paperless statements. Select is $12 unless you keep $1,500 or $250 in direct deposits. Premier is $18 and Prestige is $25, with their own balance or deposit rules.

  • How to find and ask about bank fees in the US

    How to read monthly fees, overdraft fees, and card fees on a US statement, and how to ask the bank about a line. The dollar amounts by bank are on separate pages.

  • How to get a Bank of America overdraft fee refunded

    Bank of America prints a $10.00 Overdraft Item Fee, not more than 2 a day. Several items are $0. There is no published next-day deposit refund. Asking is a request.

  • How to get a Chase overdraft fee refunded

    Chase prints a $34 overdraft fee, at most 3 a business day. Overdraft Assist can make it $0 if you are overdrawn by $50 or less. A refund outside that rule is a request.

  • How to get a PNC overdraft fee refunded

    PNC Virtual Wallet prints a $36.00 Overdraft Item Fee, at most 1 a day. Extra Time and a $5.00 threshold can remove it. A refund outside those rules is a request.

  • How to get a U.S. Bank overdraft fee refunded

    U.S. Bank prints a $36 Overdraft Paid Fee, at most three a day. Overdraft Fee Forgiven can waive it by 11 p.m. ET. A refund outside that is a request.

  • How to get a USAA overdraft fee refunded

    USAA Overdraft Fee Refund Window from the depository agreement effective October 2025. The $29 fee can be refunded if a large enough deposit arrives the next business day.

  • How to get a Wells Fargo overdraft fee refunded

    Wells Fargo prints $35 per item paid into overdraft, at most three a business day on consumer accounts. Extra Day Grace Period can waive the fee. Asking outside that is a request.

  • How to waive a Bank of America monthly account fee

    How Bank of America says a monthly maintenance fee can be $0 on named checking accounts, how to find that fee on a statement, and what to ask when you call.

  • How to waive a Chase monthly account fee

    How Chase says the Total Checking monthly service fee can be $0, how to find that fee on a statement, and what to ask when you call.

  • How to waive a Citi monthly fee

    What Citi lists as the monthly service fee for Regular Checking and Access Checking, and what to ask about a fee already on a statement.

  • How to waive a Citizens monthly account fee

    How Citizens says the One Deposit Checking monthly fee can be $0 with one deposit, and which other charges the fee guide still lists.

  • How to waive a First Horizon monthly fee

    First Horizon Essential is $5, Advantage is $10, and Elite is $20. The waiver is age, direct deposit, or a balance, depending on the account. Paper statements are a separate $2.

  • How to waive a PNC monthly fee

    What PNC lists as the Virtual Wallet monthly service charge, how that charge can be $0, and what to ask about a fee already on a statement.

  • How to waive a Regions LifeGreen Checking fee

    How the Regions LifeGreen Checking quick guide says the monthly fee can be $8 or $11, and how a direct deposit or a balance can make it $0.

  • How to waive a TD Bank US savings fee

    TD Signature Savings is $15 a month and TD Simple Savings is $5. The savings page prints the balance, link, and age ways to waive each one.

  • How to waive a Truist monthly account fee

    How Truist says the Truist One Checking monthly fee can be $0, how to find that fee on a statement, and what to ask when you call.

  • How to waive a U.S. Bank monthly fee

    What U.S. Bank lists as the Smartly Checking monthly maintenance fee, the ways that page says it can be $0, and what to ask about a fee already charged.

  • How to waive a Wells Fargo monthly account fee

    How Wells Fargo says the Everyday Checking monthly service fee can be $0, how to find that fee on a statement, and what to ask when you call.

  • How to waive the monthly fee at Fifth Third

    Fifth Third Momentum Checking lists no monthly service charge and no minimum balance. Other fees on the same page are not $0. As of 17 October 2026.

  • How to waive the monthly fee at KeyBank

    Key Smart Checking and Hassle-Free list a $0 monthly fee. Key Select Checking is $25 unless a $15,000 balance or $3,000 in direct deposits applies. As of 17 October 2026.

  • How to waive the monthly fee at M&T Bank

    M&T EZChoice lists $0. MyWay is $4.95 unless you use the account. MyChoice Plus is $14.95 and Premium is $24.95 unless a balance or deposit rule applies. As of 17 October 2026.

  • How to waive the monthly fee at Santander

    Santander Select is $25, Simply Right is $10, and Essential is $4, each with its own waiver. Paperless statements are free on the comparison page. As of 17 October 2026.

  • Huntington Asterisk-Free Checking: the monthly fee is $0

    Huntington says Asterisk-Free Checking has no monthly maintenance fee. This page lists the ATM charges that page still names.

  • Huntington overdraft fee and 24-Hour Grace

    Huntington prints a $15 overdraft fee, at most 3 a day, and no fee if the account is overdrawn by $50 or less. 24-Hour Grace lasts until midnight Central Time the next business day.

  • Immediate check availability fees

    PNC Express Funds is $2 on a check from $25 to $100, and 2.50 percent of the amount over $100. Checks under $25 are not eligible. Opened 20 October 2026.

  • Inactivity and dormant account fees at US banks

    Checked on the banks' own pages on October 16, 2026. Citizens and U.S. Bank print a dormant account fee. Chase, Bank of America, Wells Fargo, Citi, PNC, TD Bank, and Capital One did not print one on the pages opened.

  • Incoming wire transfer fees at US banks

    Incoming domestic and international wire fees printed by Chase, Bank of America, and Wells Fargo. Outgoing wires are a separate page. Amounts can change.

  • IRA outgoing transfer fees at US banks

    Citizens prints $25 to transfer an IRA or SEP out, and no annual IRA fee. Ally Invest prints $50 plus $25 when an IRA moves in full. Opened 20 October 2026.

  • KeyBank overdraft fee

    KeyBank's checking options page prints a $20 overdraft item charge, at most 3 items and $60 a day, and no charge when the account is overdrawn by $20 or less.

  • Langley overdraft fee

    Langley's fee page prints $29 Courtesy Pay when it pays an item and $25 when it returns a check, ACH, or ATM item.

  • Logix overdraft fee

    Logix's January 7, 2025 schedule prints tiered Courtesy Pay fees, a $30 returned item, and five consumer overdraft fees a day.

  • M&T Bank overdraft fee

    M&T charges $15 per day on personal checking, and at most one overdraft fee a day. MyWay Banking has no overdraft fees. An overdraft line of credit transfer is $8 a day.

  • Marcus savings account fees

    Marcus by Goldman Sachs Online Savings on 21 October 2026: no account fees, no minimum deposit, no ACH fee, and no Marcus wire fee to send or receive.

  • Monthly checking account fees by bank (US)

    The monthly fee and the waiver each bank prints for an everyday checking account. Most rows were opened on 16 October 2026. KeyBank, Fifth Third, Ally, Schwab, Santander, M&T, and First Citizens were opened on 19 October 2026.

  • Monthly savings account fees at major US banks

    Monthly savings fees and the published ways to avoid them at Chase, Bank of America, Wells Fargo, Citi, U.S. Bank, PNC, Truist, and Capital One.

  • Mountain America overdraft fee

    Mountain America prints $25 for a paid overdraft, up to five a day, and $9 for an unpaid ACH or draft. A linked deposit transfer has no fee.

  • Navy Federal overdraft fee

    Navy Federal charges $20 when it pays an overdraft, at most one fee a day. A returned NSF item has no charge.

  • Non-customer check cashing fees at US banks

    US banks do not have to cash a check for someone without an account. PNC prints $2 or 2.50 percent. Chase's personal schedule does not print a dollar.

  • Northwest Bank overdraft fee

    Northwest Bank prints a $37 fee when it pays an overdraft and a $37 fee when it returns the item. The agreement caps a day at $185.

  • Notary fees at US banks

    Bank of America says it does not charge a notary fee. PNC, U.S. Bank, and Wells Fargo describe branch notary service and do not print a dollar.

  • Official check and money order fees at Citi and TD Bank

    What Citi and TD Bank in the United States print for an official check and a money order. Cashier's check prices at other banks stay on the draft page.

  • Old National Bank overdraft fee

    Old National charges $36 for a paid overdraft over $25, at most two a day, and $7 a day from day 7. A returned item has no NSF fee.

  • Online bill pay fees at US banks

    What Chase, Bank of America, Wells Fargo, U.S. Bank, and Ally print for online bill pay. Standard delivery at the first three is no extra fee. U.S. Bank and Ally print a price for a faster payment.

  • OnPoint overdraft fee

    OnPoint prints a $10 paid overdraft fee, no fee at $10 overdrawn or less, and a $30 daily cap. A returned NSF item is no charge.

  • Out-of-network ATM fees by US bank

    Checked on the banks' own pages on October 16, 2026. The fee each named US bank prints for a cash withdrawal at another bank's machine. Truist, Huntington, and Regions are left out.

  • Outgoing wire transfer fees at US banks

    Opened 16 October 2026. Outgoing domestic and international wire fees printed by Chase, Bank of America, Wells Fargo, Citi, U.S. Bank, Truist, Capital One, and Ally. Amounts can change.

  • Overdraft fees at US credit unions

    The overdraft or NSF dollar Navy Federal, PenFed, SchoolsFirst, and Alliant print on their own pages. Opened 20 October 2026.

  • Overdraft protection transfer fees at US banks

    Opened 16 October 2026. What Chase, Bank of America, Wells Fargo, and Capital One print for a transfer that covers an overdraft. Other banks are left out.

  • Paper statement fees at US banks

    The paper statement dollar PNC, Citizens, TD Bank, and BMO print, and what Chase, Bank of America, and Wells Fargo do not print. Opened 20 October 2026.

  • Patelco account fees

    Patelco's January 1, 2026 schedule prints a $14.00 paid NSF fee per presentment. Debit card paid NSF is $14.00 and needs an opt-in.

  • PenFed NSF fee

    PenFed lists a $30 non-sufficient funds fee for a returned ACH, check, or preauthorized debit, and $10 for uncollected funds.

  • Pinnacle Financial Partners overdraft fee

    Pinnacle Financial Partners charges $30 for a paid overdraft, at most three a day or $90. A returned consumer item is $0.

  • PNC fees and statement guides

    PNC monthly, overdraft, ATM, foreign, wire, and paper statement figures copied from Expenvo guides, plus every guide that mentions PNC.

  • RBFCU overdraft fee

    RBFCU charges $24 for Courtesy Pay and $24 for an insufficient funds return, at most five of those fees combined a day.

  • Redstone overdraft fee

    Redstone's October 1, 2026 schedule prints $25 when it pays an item and $25 when it returns one. The February 2026 opt-in sets no total cap.

  • Regions overdraft fee

    Regions prints a $36 paid overdraft item fee, no returned item fee, and at most 3 paid overdraft fees a day. Overdraft Grace lasts until 8 p.m. Central Time the next business day.

  • Returned deposit and returned item fees in the US

    Checked on the banks' own pages on October 16, 2026. What Wells Fargo, PNC, Citi, Chase, and Bank of America print when a deposited item or a payment comes back. A foreign collection fee is labeled as foreign.

  • Returned mail fees on US bank accounts

    U.S. Bank's business schedules print a $5 returned statement fee starting the second month mail comes back undeliverable. Personal schedules opened for Chase, Bank of America, and U.S. Bank did not print that dollar. A returned check is a different fee.

  • Rush debit card replacement fees at US banks

    The rush or expedited delivery fee Chase, Bank of America, and PNC print for a replacement debit or ATM card. Opened 20 October 2026.

  • Santander US overdraft fee

    Santander Bank in the US prints a $15 paid item fee and a $15 sustained overdraft fee on Simply Right Checking. Safety Net waives the paid item fee when the account is overdrawn by $100 or less.

  • Savings excess withdrawal fees at US banks

    The excess withdrawal dollar PNC and TD Bank print, Ally's no-fee limit, and the schedules that do not print a dollar. Opened 20 October 2026.

  • SchoolsFirst overdraft fee

    SchoolsFirst charges $22 when it returns an NSF item and $22 when it pays an overdraft, at most three a day per share.

  • Schwab Bank fees

    Schwab Bank Deposit Account Pricing Guide, January 2026: no monthly fee, no overdraft fee, no ATM fee, and a $25 outgoing domestic wire, or $15 online.

  • Signature guarantee fees at US banks

    Citizens prints $0 for a customer signature guarantee. Webster's 03/2023 consumer file prints $2. Chase's fee schedule does not print a dollar. Opened 20 October 2026.

  • Simmons Bank overdraft fee

    Simmons Bank charges $36 for a paid overdraft item and does not print a daily cap. No fee if the balance is negative by $5 or less.

  • SoFi Checking and Savings fees

    SoFi Bank fee sheet for Checking and Savings, effective 18 May 2026. Monthly fee $0. Outgoing domestic wire $30. Instant transfer 0.75%.

  • SouthState overdraft fee

    SouthState prints a $36 overdraft paid item fee, effective 1 September 2026, with a cap of five a day and no fee when the account is overdrawn by $10 or less.

  • Suncoast Credit Union overdraft fee

    Suncoast's September 2026 schedule prints $29 for a paid NSF item and $29 for a returned check or ACH. The opt-in adds a daily rule.

  • Synovus overdraft fee

    Synovus prints a $36 overdraft fee on most personal accounts and $29 on military accounts, at most three a day. Budget Checking does not pay this fee.

  • TD Bank in the US fees and statement guides

    TD Bank in the US monthly, overdraft, ATM, foreign, wire, and paper statement figures copied from Expenvo guides, plus every guide that mentions TD Bank in the US.

  • TD Bank US overdraft fee

    TD Bank in the US, not TD Canada Trust: $35 when the available balance is overdrawn by more than $50, at most 3 fees a day, and a grace period until 11 p.m. ET the next business day.

  • Teller and branch transaction fees at US banks

    Which Chase and U.S. Bank business accounts print a fee after a set number of teller transactions, and which personal schedules do not print a fee for using your own teller. A withdrawal at another bank's teller is a different line.

  • Truist overdraft fee

    Truist's personal deposit fee schedule dated 28 September 2026 prints a $36 overdraft fee, at most three a day, with no fee under $5. Truist One and several other accounts are excluded. Opened 20 October 2026.

  • U.S. Bank fees and statement guides

    U.S. Bank monthly, overdraft, ATM, foreign, wire, and paper statement figures copied from Expenvo guides, plus every guide that mentions U.S. Bank.

  • US bank monthly fee waivers for students

    The monthly checking fee each named US bank prints for a student or young adult account, and the age or enrollment rule that brings it to $0. Opened 20 October 2026.

  • US checking fee waivers at age 62

    Which of PNC, Wells Fargo, Bank of America, and Huntington print a monthly checking fee waiver at age 62 or 65. Opened 20 October 2026.

  • US debit card foreign transaction fees

    The foreign transaction fee Ally, USAA, Schwab, Fidelity, and Capital One print for a debit card, which is separate from a credit card foreign transaction fee. Opened 20 October 2026.

  • US overdraft fees by bank

    Overdraft fees from each bank's own page. Most rows were opened on 16 October 2026. KeyBank, Ally, Schwab, and Santander were opened on 19 October 2026. Associated Bank, Citizens, M&T, and First Citizens were checked on 21 October 2026.

  • USAA Classic Checking fees

    USAA Classic Checking fees from the checking page and the account schedule effective October 2025. Monthly service charge none. Overdraft $29. Outgoing domestic wire $20.

  • USAA fees and statement guides

    USAA monthly, overdraft, ATM, foreign, wire, and paper statement figures copied from Expenvo guides, plus every guide that mentions USAA.

  • Varo Bank fees

    Varo Bank's February 2026 fee disclosure: $3.50 at an out-of-network ATM, $2.50 over the counter, no Varo fee on a cash deposit, and the Varo Advance grid.

  • VyStar overdraft fee

    VyStar's February 1, 2026 schedule prints a $32 NSF fee, $29 Courtesy Pay over $5, and a $2 overdraft transfer.

  • WaFd Bank NSF fee

    WaFd Bank charges $30 when it pays or returns an NSF item, at most three a day. ATM and debit card NSF fees are $0.

  • Webster Bank overdraft fee

    Webster's personal fee schedule effective 20 August 2026 prints a $35 overdraft fee on a paid item, at most four fees a business day, and no fee on Webster Connect Checking. Opened 21 October 2026.

  • Wells Fargo fees and statement guides

    Wells Fargo monthly, overdraft, ATM, foreign, wire, and paper statement figures copied from Expenvo guides, plus every guide that mentions Wells Fargo.

  • What a returned check or returned item fee means

    A returned check or returned item fee is the charge when a payment is sent back. Nacha calls insufficient funds R01. The dollar is the one your bank prints, not a national average.

  • Wings overdraft fee

    Wings Financial's May 18, 2026 schedule prints $30 Courtesy Pay, up to four a day, and $30 when a check or ACH is returned.

  • Wire transfer fees at US credit unions

    The incoming and outgoing wire dollars Navy Federal and SchoolsFirst print. Opened 20 October 2026.

  • Woodforest overdraft fee

    Woodforest charges $32 when it pays an overdraft, at most three a day. A returned NSF item has no charge.

  • Zions Bank overdraft fee

    Zions Bank prints a $29 overdraft fee on a paid item and $0 when the item is returned. Personal accounts are capped at five fees a business day.

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