Alliant Credit Union overdraft fee
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Alliant's January 2026 fee page prints no NSF fee and no Courtesy Pay fee. A domestic outgoing wire is $25. An incoming wire is free. The wider table is US overdraft fees by bank.
Last updated: October 21, 2026
Last checked: Oct 2026
What the fee page prints
Opened 21 October 2026. The dollars are on the Alliant fees page, effective January 2026. Non-Sufficient Fund (NSF) Item is Free. Courtesy Pay Fee is Free. Those two rows are the overdraft lines on that page.
Domestic Wire Transfer (outgoing) is $25. Foreign Wire Transfer (outgoing) is $50. Wire Transfer (incoming) is FREE. Deposit of Check Drawn on a Non-U.S. Bank is $35. Garnishments/Levies/Citations is $29. Dormant Account for a savings account only is $10. Inactivity Fee for a savings account only is $10. Debit Card Visa International Assessment (ISA)/Foreign Transaction Fee is 1%.
The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not call the institution.
| Line | What Alliant prints |
|---|---|
| NSF item | Free |
| Courtesy Pay fee | Free |
| Domestic outgoing wire | $25 |
| Foreign outgoing wire | $50 |
| Incoming wire | FREE |
| Check drawn on a non-U.S. bank | $35 |
How to read a zero fee
Free on the NSF row means Alliant's page does not print a dollar for an item it returns. Free on Courtesy Pay means the page does not print a dollar when it pays an overdraft. A wire, a foreign check deposit, or a savings inactivity fee is a different row. Match the words on your statement to the row, not to a fee from another credit union.
Questions
- How much is an Alliant NSF fee?
- The January 2026 fees page prints Non-Sufficient Fund (NSF) Item as Free.
- Does Alliant charge a Courtesy Pay fee?
- The same page prints Courtesy Pay Fee as Free.
- How much is an Alliant domestic wire?
- Domestic Wire Transfer (outgoing) is $25. An incoming wire is FREE.
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