Assiniboine Credit Union NSF fee
Assiniboine Credit Union's March 2026 service fee brochure prints $5.00 for an NSF overdraft and $45.00 when it returns the item. Assiniboine is a Manitoba credit union, so those dollars are its own schedule, not the federal $10 cap. The wider table is Canada NSF fees by bank.
Last updated: October 21, 2026
Last checked: Oct 2026
The $5 and $45 fees
Opened 21 October 2026. The dollars are in the Assiniboine March 2026 service fees brochure. NSF overdraft is $5.00. NSF return is $45.00. The service fees page is the public list. The brochure is the page that prints these two dollars.
A payment Assiniboine covers and a payment it sends back are different lines. Do not add $5 and $45 for one item unless the statement shows both. The federal $10 NSF cap is for a federally regulated personal deposit account. A Manitoba credit union follows its own regulator. This row is the brochure, not that federal cap.
The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not call the institution.
| Line | What Assiniboine prints |
|---|---|
| NSF overdraft | $5.00 |
| NSF return | $45.00 |
| Which rule sets the dollar | Assiniboine's own schedule, not the federal $10 cap |
How to avoid it
The $45 is the return. The $5 is the overdraft Assiniboine pays. A statement that shows only one of those lines should be matched to that one row. A $10 figure from a big-bank page is a different institution.
How the federal limit works, and who it does not cover, is on NSF fees in Canada. Asking Assiniboine to review a fee already posted is a request. The credit union can say no.
Questions
- How much is an Assiniboine Credit Union NSF fee?
- The March 2026 brochure prints $5.00 for an NSF overdraft and $45.00 for an NSF return.
- Is Assiniboine's NSF fee capped at $10?
- No. Assiniboine is a Manitoba credit union. The $5.00 and $45.00 rows are its own brochure, not the federal $10 cap for a federally regulated bank.
- Are the $5 and the $45 the same fee?
- No. NSF overdraft is the item Assiniboine pays. NSF return is the item it sends back. Use the line that is actually on the statement.
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