BMO fees and statement guides
This page gathers BMO in one place. The fee lines are copied from Expenvo guides that already cite BMO. It does not add a new price. A silent line is not a printed price of $0.
Last updated: October 20, 2026
Common fees
Read the account name on your statement before you use a figure. A different BMO account can print a different fee. The guide link in each row has the source and the date that page was checked.
BMO in Canada and BMO in the United States are different banks. The Canada rows are the ones below unless the linked guide says United States.
| Fee | What the guide already says | Guide |
|---|---|---|
| Monthly account fee | $4 | Canada monthly chequing fees |
| Overdraft or NSF | C$10.00 | Canada NSF fees by bank |
| Foreign transaction | 2.50% added on purchases, 2.50% taken off refunds | Canada foreign exchange fees |
| Wire | Wire fee $40.00 plus a communication charge of $10.00 | Canada wire transfer fees |
| Paper statement | $2.75 a month on several plans | Canadian paper statement fees |
Download a statement and upload it
BMO's online banking FAQ says an eStatement opens as a PDF you can save. You download it yourself. Expenvo does not sign in to BMO. The PDF stays on your device. The steps are on How to download a BMO statement PDF.
Then upload that PDF to Expenvo with Upload a statement free. The PDF stays on your device. Free includes one statement upload a month.
Guides that mention BMO
Account closing fees at Canadian banks
Bank draft and cashier's check fees in the US and Canada
Canadian bank account fees for newcomers
Canadian cards that print no foreign transaction fee
Canadian student chequing account fees
Certified cheque fees at Canadian banks
Cheque and check image fees by bank
Collection item fees at US and Canadian banks
Credit card fees by bank (Canada)
Debit card replacement fees at Canadian banks
Dormant account fees at Canadian banks
Fees when a bank account is frozen for fraud
Foreign currency cheque fees at Canadian banks
Foreign currency conversion fees by Canadian bank
GIC early cash rules at Canadian banks
How to ask about a BMO CashBack World Elite annual fee
How to ask about a BMO eclipse Visa Infinite annual fee
How to ask your bank to refund a fee
How to avoid the BMO monthly fee in the US
How to avoid the Comerica checking monthly fee
How to avoid the monthly fee at RBC, TD, Scotiabank, BMO, and CIBC
How to download a BMO statement in the US
How to download a BMO statement PDF
How to find and ask about bank fees in Canada
How to find and ask about bank fees in the US
How to get a BMO NSF fee refunded
How to waive a BMO monthly account fee
Incoming wire fees at Canadian banks
Interac e-Transfer fees by Canadian bank
Interim statement fees at Canadian banks
Low-cost and no-cost bank accounts in Canada
Money order fees in the US and Canada
Monthly checking account fees by bank (US)
Monthly chequing account fees by bank (Canada)
Overdraft and NSF fees by bank (2026)
Paper statement fees at Canadian banks
Paper statement fees at US banks
Postdated cheque deposit fees at Canadian banks
Returned deposit fees at Canadian banks
RRSP and TFSA transfer fees at Canadian banks
Safe deposit box fees in the US and Canada
Senior chequing fee rebates at Canadian banks
Statement codes and confusing lines
Stop payment fees in the US and Canada
US checking fee waivers at age 62
US dollar account fees in Canada, by bank
What a certificate of balance or confirmation letter costs
What a cross border debit or FX fee line means
What a returned payment fee is on a credit card
What an ATM fee is in the US and Canada
What an over-limit fee is on a credit card
Why was I charged multiple overdraft fees in one day?
Wire tracing and cancellation fees in Canada
Questions
- Where do the BMO figures on this page come from?
- They are copied from Expenvo guides that already cite BMO. This page does not add a new price. Open the linked guide for the account name and the date that guide was checked.
- How do I download a BMO statement?
- Follow How to download a BMO statement PDF. You save the PDF yourself. Expenvo does not sign in to BMO.
- How do I upload a BMO statement to Expenvo?
- Use Upload a statement free on this page. The PDF stays on your device. Free includes one statement upload a month.
Related guides
Free is $0 USD. The PDF stays on your device.