Is the statement copy fee the same as the paper statement fee?

No. The paper statement fee is for the regular mailed statement. A copy or research fee is for a statement or document you ask for later.

Does Chase print a personal statement copy fee?

Not on the personal fee schedule opened 18 October 2026. Chase does say you can open up to 7 years of statements online, depending on the account. A commercial mailed copy is a different note, and it does not print a dollar.

How far back can I go for free?

It depends on the bank. Chase and Wells Fargo say up to 7 years for the accounts they name. Bank of America says check images for 18 months online. If the month is in the menu, save it. If it is not, ask what the copy will cost.

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Statement copy and research fees, and how to get the PDF free

A statement copy fee is what the bank charges when you ask for a statement it already issued, or for a search of an old item. It is not the monthly fee for mailing paper. The free path is the PDF in online banking, for as many years as that bank keeps online.

Last updated: October 18, 2026

Last checked: Oct 2026

A copy is not a paper statement fee

A paper statement fee is the charge for mailing the regular statement. That guide is paper statement fees. A copy fee, a research fee, or an interim statement fee is a separate request. You ask for a month you do not have, a cheque image, or a letter. The name on the statement may say copy, research, duplicate, or interim. Write the date and the amount before you call.

Online banking is the path that avoids the request. Save the PDF the bank creates. A photo of a screen is harder to read. The download steps for many banks are on how to download your bank statement. If the year you need is still in that menu, you do not need to order a copy.

Opened 18 October 2026. Where a page did not print a dollar, the cell says so in words.
Bank	What the page prints	Free online path on that page
Chase	The personal fee schedule does not print a statement copy dollar.	Up to 7 years, depending on the account, under Statements and documents.
Bank of America	Statement copy: no fee on the personal schedule.	Statements and Documents in Online Banking. Check images for 18 months.
Wells Fargo	No fee for online statements. A document request has a fee. The dollar did not render.	Up to 7 years for most checking accounts.
TD Canada Trust	$15.00 an item for a statement or transaction more than 90 days old.	Online statements. The $15 is the old item, not the download.
CIBC	Interim statement $4.50 each, or $5.00 US on the US$ account.	Paperless record keeping is free. An interim statement is a mid cycle copy.
National Bank	Copy of a previously issued statement: $5.00.	Online statements are free. A cheque image online is free. A branch image is $5.00.

United States

Chase's paperless page says that, depending on the account type, you can access up to 7 years of statements. On chase.com, open the main menu, choose Statements and documents, pick the year and the account, and open or save the file. In the Chase Mobile app, the same documents sit under Profile and Settings, then Statements and documents. The personal Additional Banking Services and Fees document, the current file at chase.com, does not print a dollar for ordering a paper copy of a personal statement. Chase's commercial statement guide says a mailed copy has additional fees and tells you to ask your banker. That commercial note is not a personal dollar, so none is invented here. The phone on your statement is the one to use if the year you need is missing.

Bank of America's personal schedule of fees, opened 18 October 2026, lists statement copy, check copy, and deposit slip copy at no fee. The same row says you can view and print statement copies in Online Banking under Statements and Documents, and that check images which posted in the last 18 months can be viewed online. An older 2015 fee notice printed $5 for a statement copy. The current schedule is the one that says no fee. If a teller quotes a fee, ask them to show the line on the current schedule.

Wells Fargo's Everyday Checking quick view, with a footer that says effective 28 July 2026, says there is no fee for online bank statements or access to Wells Fargo Online. The same page says a request for documents, with statements and check image copies as the example, made at a branch, with a phone banker, or through Wells Fargo Online, has a fee. The dollar amount did not appear in the page text, so this guide does not print one. The consumer fee schedule is the document Wells Fargo points you to. The statement FAQ says there is no charge to receive statements online, the online PDF is the same official document as the mailed one, and most checking accounts keep statement copies for up to 7 years. The phone on that quick view is 1-800-869-3557.

Canada

TD's List of Services and Fees, effective 5 March 2026, prints $15.00 an item to request a copy of a statement or a transaction that is more than 90 days old. The USD fees page prints the same $15 an item for the U.S. Daily Interest Chequing Account and the Borderless Plan. A recent statement in EasyWeb or the TD app is the free file. The download steps are on how to download a TD statement. A $2 paper statement fee, where TD prints one, is the mailing fee, not this $15.

CIBC's Personal Account Service Fees brochure dated 12 March 2026 prints an interim statement at $4.50 each for the accounts in that section, and $5.00 each for the CIBC US$ Personal Account. An interim statement is a statement between the regular cycles, not automatically a search of a closed year. The sections opened in that brochure do not print a separate account research dollar. Paperless record keeping is free. If you need a year that is not on the screen, ask CIBC which line they will charge before you order it. National Bank's Fee Guide for Personal Banking Solutions prints $5.00 for a copy of a previously issued statement of account, and $3.25 for an additional copy of a line of credit statement. A list of recent transactions before the monthly statement is $5.00. An image of a cleared item through the call centre or a branch is $5.00 an item. The same image through online banking is free. Tracing or reproducing a document, other than a cleared item or a statement, is $5.00 a document within 90 days with a $20.00 minimum, and $10.00 a document after 90 days with a $20.00 minimum. Online statements are free on the account rows in that guide.

RBC's pages opened for this guide do not print a research or statement copy dollar. The U.S. Personal account page does print free eStatements, and paper statements at $3.00 or $3.50 a month on that account. Those are mailing options, covered with the other banks on the paper statement page. The free download for a Canadian dollar RBC account is on how to download an RBC statement. Scotiabank's personal fees page prints paper and paperless record keeping fees, which belong on the paper statement page, and it does not print a separate copy dollar in the section opened here. If the month is still in Scotia OnLine, save that PDF.

When the online history stops, order the missing month and ask for the fee before they start the search. A research fee can have a minimum even if they find nothing. Keep the PDF once you have it. A later request for the same month can be another fee. Upload the statement on Expenvo. The PDF stays on your device. Expenvo lists bank fee lines it recognizes so you can see the date, the name, and the amount before you call. It does not call the bank, and it does not promise a refund. How to ask is on how to ask your bank to refund a fee.

Questions

Is the statement copy fee the same as the paper statement fee?: No. The paper statement fee is for the regular mailed statement. A copy or research fee is for a statement or document you ask for later.
Does Chase print a personal statement copy fee?: Not on the personal fee schedule opened 18 October 2026. Chase does say you can open up to 7 years of statements online, depending on the account. A commercial mailed copy is a different note, and it does not print a dollar.
How far back can I go for free?: It depends on the bank. Chase and Wells Fargo say up to 7 years for the accounts they name. Bank of America says check images for 18 months online. If the month is in the menu, save it. If it is not, ask what the copy will cost.

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