Kindred Credit Union NSF fee
Kindred Credit Union's June 2026 personal fee schedule prints two NSF rows: $5.00 for an NSF item, and $50.00 when the item is returned. Coverdraft is $5.00 a day when it is used. The wider table is [Canada NSF fees by bank](/guides/canada-nsf-fees-by-bank).
Last updated: October 21, 2026
Last checked: Oct 2026
The $5 and $50 rows
Opened 21 October 2026. The dollars are on the Kindred service fee schedule for personal banking, marked June 2026. Under item returns, NSF item is $5.00. NSF item (item returned) is $50.00. Coverdraft Transfer, per day when utilized, is $5.00. Unauthorized penalty is 24% interest. The schedule does not print a daily cap on the NSF rows, so this guide does not invent one.
Sending or requesting an Interac e-Transfer on that schedule is $1.00. That is not an NSF fee. The service fee changes note lists 1-888-672-6728. The business schedule prints the same $5.00 and $50.00 NSF rows. This page stays with the personal schedule.
The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not call the institution.
| Line | What Kindred prints |
|---|---|
| NSF item | $5.00 |
| NSF item, item returned | $50.00 |
| Coverdraft transfer | $5.00 per day when used |
| Unauthorized penalty | 24% interest |
| Interac e-Transfer, send or request | $1.00 |
How to avoid it
Read the description on the statement before you pick a row. The schedule prints $5.00 and $50.00 as two lines, not as one fee with a range. This guide does not decide which line a particular returned cheque uses. The words on your statement do.
Coverdraft is $5.00 for a day when it is used, not $5.00 for every item. The 24% unauthorized penalty is interest, listed under the same overdraft heading, and it is not the NSF dollar. Kindred is an Ontario credit union. The federal $10 NSF cap on personal deposit accounts at federally regulated institutions does not rewrite this schedule.
Questions
- How much is a Kindred Credit Union NSF fee?
- The June 2026 personal schedule prints an NSF item at $5.00 and a returned NSF item at $50.00. They are separate rows.
- How much is Kindred Coverdraft?
- The same schedule prints Coverdraft Transfer at $5.00 per day when it is used.
- Does Kindred print a daily cap on NSF fees?
- The personal schedule does not print a daily cap on the NSF rows. This guide does not add one.
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