First Hawaiian overdraft fee
First Hawaiian Bank prints a $32.00 standard overdraft fee and a $32.00 NSF return item fee. There is no fee when the end-of-day available balance is overdrawn by $5.00 or less. At most five of those fees post on one day. The wider table is US overdraft fees by bank.
Last updated: October 22, 2026
Last checked: Oct 2026
What First Hawaiian prints
Opened 22 October 2026. The dollars are on First Hawaiian's understanding overdraft fees page and its standard overdraft practices page. The standard overdraft fee and the NSF return item fee are $32.00 per item for all transaction types. If the end-of-day available balance is overdrawn by $5.00 or less, there is no overdraft fee and no NSF return fee. No more than five overdraft or NSF return fees are charged on one day.
Standard practice pays checks and automatic bill payments at the bank's discretion. That payment is not guaranteed. Everyday debit card and ATM transactions need a DebitPlus opt-in. Business checking is automatically opted in to DebitPlus. On a statement, a paid item can read ODF FEE - PAY and a returned item can read NSF FEE - RET.
This page does not use a 2022 Priority Banking notice as the current fee. Asking the bank to remove a fee already charged is a request. The bank can say no.
The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not call the institution.
| Line | What First Hawaiian prints |
|---|---|
| Standard overdraft fee | $32.00 per item |
| NSF return item fee | $32.00 per item |
| End-of-day overdraft of $5.00 or less | No OD or NSF return fee |
| Daily limit | 5 OD or NSF return fees |
| Everyday debit and ATM | DebitPlus opt-in |
Questions
- How much is a First Hawaiian overdraft fee?
- The overdraft pages print $32.00 per item for the standard overdraft fee and $32.00 per item for an NSF return.
- Is there a small-balance waiver?
- Yes. If the end-of-day available balance is overdrawn by $5.00 or less, First Hawaiian prints no overdraft fee and no NSF return fee.
- How many of these fees can post in one day?
- The pages print no more than five overdraft or NSF return fees on one day.
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