East West Bank overdraft fee
East West Bank's personal fee schedule, effective 30 January 2026, prints a $30.00 overdraft fee per item and a $30 maximum per day. The wider table is US overdraft fees by bank. How a daily cap works is on multiple overdraft fees in one day.
Last updated: October 22, 2026
Last checked: Oct 2026
What the 2026 schedule prints
Opened 22 October 2026. The dollars are on East West Bank's personal fee schedule, effective January 30, 2026. An overdraft fee is $30.00 per item for a check or electronic transaction paid, or returned unpaid, against insufficient or uncollected funds. The maximum is $30 per day.
A previously returned item that is presented again may incur another NSF fee if the account is still short. A returned deposit is No Fee. An automated telephone transfer is No Charge. An automated overdraft transfer from savings, under an authorization agreement, is No Charge.
An older consumer fee schedule PDF dated 5/7/2022 prints different dollars for a returned deposit and for an automated overdraft transfer. This page uses the January 30, 2026 schedule, not that older PDF. Asking the bank to remove a fee already charged is a request. The bank can say no.
The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not call the institution.
| Line | What East West Bank prints |
|---|---|
| Overdraft fee, paid or returned | $30.00 per item |
| Maximum per day | $30 |
| Returned deposit | No Fee |
| Automated telephone transfer | No Charge |
| Automated overdraft transfer from savings | No Charge |
Questions
- How much is an East West Bank overdraft fee?
- The personal fee schedule effective January 30, 2026 prints $30.00 per item, paid or returned unpaid.
- How many East West Bank overdraft fees can post in one day?
- The same schedule prints a maximum of $30 per day. At $30.00 per item, that is one fee.
- Does a returned deposit cost $30 too?
- No. The January 30, 2026 schedule prints No Fee for a returned deposit.
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