Wings overdraft fee
Wings Financial Credit Union's savings and checking disclosure, effective May 18, 2026, prints a $30 Courtesy Pay fee, up to four a day. A returned check or ACH is also $30. Alliant, which prints no NSF fee, is on Alliant overdraft fee. The wider table is US overdraft fees by bank. The US list is US bank fee guides.
Last updated: October 22, 2026
Last checked: Oct 2026
What the May 2026 schedule prints
Opened 22 October 2026. The dollars are on Wings Financial's savings and checking disclosure, effective May 18, 2026. Courtesy Pay is $30 per item, up to four a day, when Wings pays an overdraft from a check, ACH, ATM, debit card, in-person withdrawal, or other electronic withdrawal. A paid item fee for a check or ACH overdraft is a separate $30 row, and that row does not print the four-a-day cap. A returned check is $30 per presentment. A returned ACH is $30 per presentment. A recurring debit that is returned is $30. A deposited check that comes back is $10. A stop payment is $30. A paper statement is $3 a month, waived if the primary owner is under 18 or age 65 or older. A non-Wings ATM is five free withdrawals a statement cycle, then $2.50. An incoming wire has no fee. An outgoing domestic wire is $30. An outgoing international wire is $50. A foreign transaction is 0.8% when the merchant charges US dollars, and 1% when the merchant charges its own currency and the amount is converted.
The four-a-day line is only on Courtesy Pay. Do not copy it onto the paid item fee or the returned item fee unless your statement shows Courtesy Pay. A fee already charged is a request to remove. Wings can say no. The schedule does not promise a waiver.
The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not call the institution.
| Line | What Wings prints |
|---|---|
| Courtesy Pay | $30 per item, up to four a day |
| Paid item fee, check or ACH | $30 per item |
| Returned check or returned ACH | $30 per presentment |
| Returned deposit | $10 per item |
| Foreign transaction | 0.8% in US dollars, or 1% if converted |
| Outgoing domestic wire | $30 |
Questions
- How much is a Wings Courtesy Pay fee?
- The May 18, 2026 schedule prints $30 per item, up to four a day, when Wings pays the overdraft. A returned check or ACH is $30 per presentment on its own row.
- Does the four-a-day cap cover every Wings NSF fee?
- No. The four-a-day cap is printed on Courtesy Pay. The paid item fee and the returned check fee are separate $30 rows and do not print that cap.
- How much is a Wings foreign transaction fee?
- Visa charges 0.8% when the merchant bills in US dollars, and 1% when the merchant bills in its own currency and the amount is converted to US dollars.
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