Langley overdraft fee
Langley Federal Credit Union's schedule of fees and charges, opened 22 October 2026, prints $29 Courtesy Pay for each check, ACH, or debit item it pays, and $25 per presentment when it returns a check, ACH, or ATM item. The page does not print an effective date or a daily cap. The wider table is US overdraft fees by bank. A deposited check that comes back is a different line, also on returned deposit fees.
Last updated: October 22, 2026
Last checked: Oct 2026
What the fee page prints
Opened 22 October 2026. The dollars are on Langley's schedule of fees and charges. Courtesy Pay Service for a check, ACH, or debit item it pays is $29.00 each. Non-sufficient funds for a check or ACH returned, and for an ATM item, is $25.00 per presentment. The transfer row is spelled "Atuomated Overdraft Transfer" on the page and prints $5.00 per transfer. Essential Checking is a $5.00 monthly maintenance fee, with a $5.00 rebate if you use the debit card or online banking that month. A foreign machine is $2.00. A returned deposited check is $25.00 per item. A stop payment on a check or ACH is $30.00 per item. The page does not print an effective date, so this guide uses the page as it stood on 22 October 2026. It also does not print a daily cap, so this guide does not add one.
A paid item and a returned item are different rows. Do not use $29 for an item Langley sent back, or $25 for an item it paid. A fee already charged is a request. Langley can say no.
The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not call the institution.
| Line | What Langley prints |
|---|---|
| Courtesy Pay, each item paid | $29.00 |
| NSF, check, ACH, or ATM returned | $25.00 per presentment |
| Overdraft transfer | $5.00 per transfer |
| Essential Checking monthly fee | $5.00, with a $5.00 rebate |
| Returned deposited check | $25.00 per item |
| Foreign machine | $2.00 |
Questions
- How much is a Langley Courtesy Pay fee?
- The fee page prints $29.00 for each check, ACH, or debit item Langley pays. A returned check, ACH, or ATM item is $25.00 per presentment.
- Does the Langley fee page print a date or a daily cap?
- No. The page opened on 22 October 2026 does not print an effective date or a daily cap. This guide does not invent either one.
- How do I avoid the Langley Essential Checking monthly fee?
- The page prints a $5.00 monthly maintenance fee and a $5.00 rebate when you use the debit card or online banking that month. The rebate is the way the page prints the waiver.
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