GFA Federal overdraft fee
GFA Federal Credit Union's fee schedule, effective May 15, 2026, prints $30.00 per item when it pays an overdraft and $30.00 per item when it returns one. Overdraft protection by transfer is $5.00. The wider table is US overdraft fees by bank.
Last updated: October 22, 2026
Last checked: Oct 2026
What the May 2026 schedule prints
Opened 22 October 2026. The dollars are on GFA Federal Credit Union's fee schedule, effective May 15, 2026. Insufficient or overdraft paid is $30.00 per item. Insufficient or overdraft returned is $30.00 per item. An uncollected charge is $30.00 per item. Transfer overdraft protection is $5.00. A returned deposited item or a returned loan payment is $15.00 per item. A stop payment is $30.00 per item. New Start checking has a $10.00 monthly maintenance fee. A paper statement is $5.00 per cycle, with the exceptions printed on the schedule. A domestic incoming wire is $15.00. A domestic outgoing wire is $25.00. An international wire is $50.00.
The $5.00 transfer is the smaller number on this page when overdraft protection is set up and it has money to move. Paying or returning the item is $30.00 either way, so declining the item does not, by itself, avoid a fee. Asking GFA to remove a fee already charged is a request. GFA can say no.
The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not call the institution.
| Line | What GFA prints |
|---|---|
| Insufficient or overdraft, item paid | $30.00 per item |
| Insufficient or overdraft, item returned | $30.00 per item |
| Uncollected charge | $30.00 per item |
| Transfer overdraft protection | $5.00 |
| Returned deposit or loan payment | $15.00 per item |
| New Start monthly maintenance | $10.00 |
Questions
- How much is a GFA Federal overdraft fee?
- The May 15, 2026 schedule prints $30.00 per item when GFA pays it and $30.00 per item when GFA returns it. A transfer for overdraft protection is $5.00.
- Does returning the item avoid the fee?
- No. The returned row is also $30.00 per item. The $5.00 transfer is the smaller line on this schedule.
- Will GFA refund an overdraft fee?
- Asking is a request. This schedule does not promise a refund. GFA can say no.
Sources
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