Delta Community overdraft fee
Delta Community Credit Union's disclosure supplement, effective October 1, 2026, prints a $15 NSF fee per presentment and $25 Courtesy Pay per item paid. Neither row applies to SpendSafe Checking. The schedule does not print a daily cap. Suncoast, in Florida, is on Suncoast overdraft fee. The wider table is US overdraft fees by bank.
Last updated: October 22, 2026
Last checked: Oct 2026
What the October 2026 supplement prints
Opened 22 October 2026. The dollars are on Delta Community's disclosure supplement, effective October 1, 2026. NSF is $15.00 per presentment, including ACH and Zelle, and it does not apply to SpendSafe Checking. The note says you may be charged each time a check or ACH is presented, even if it was already submitted and rejected. Courtesy Pay is $25.00 per item paid, including Zelle, and it does not apply to SpendSafe Checking. An overdraft transfer from a deposit account is $3.00. An overdraft transfer from a credit account or Visa is $5.00. Those transfer rows also skip SpendSafe Checking. A stop payment on a check, ACH, bill pay, or Zelle is $28.00. A non-network ATM withdrawal is $2.00. A foreign card fee is 1.0% of the transaction. A domestic outgoing wire is $25.00. An international outgoing wire is $50.00. Interest Checking is $10.00 a month, waived with a $1,500 average daily balance in that account or a $10,000 aggregate average in deposit accounts. SpendSafe Checking is $8.00 a month, waived if the primary owner is under 23.
The supplement does not print a daily maximum for NSF or Courtesy Pay, so this page does not add one. SpendSafe Checking is left out of the NSF and Courtesy Pay rows. Match the account name on the statement. A fee already charged is a request. Delta Community can say no.
The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not call the institution.
| Line | What Delta Community prints |
|---|---|
| NSF, per presentment | $15.00, not on SpendSafe Checking |
| Courtesy Pay, per item paid | $25.00, not on SpendSafe Checking |
| Overdraft transfer from a deposit | $3.00 |
| Overdraft transfer from credit or Visa | $5.00 |
| Foreign card fee | 1.0% |
| Stop payment | $28.00 |
Questions
- How much is a Delta Community NSF fee?
- The October 1, 2026 supplement prints $15.00 per presentment, including ACH and Zelle. It does not apply to SpendSafe Checking. Courtesy Pay, when the item is paid, is $25.00 and also skips SpendSafe Checking.
- Is there a daily cap on Delta Community overdraft fees?
- The October 1, 2026 supplement does not print a daily cap. This page does not invent one. The note says an NSF fee can be charged each time an item is presented.
- How much is the Delta Community foreign card fee?
- The supplement prints 1.0% for a card transaction in a foreign currency or completed outside the US, including an internet purchase a US merchant processes in another country.
Sources
Related guides
Most popular
Pro
$3.92 USD per month, billed yearly.
Sales tax, like GST or HST, is added at checkout where it applies.
- Unlimited statement uploads
- Spending by month
- Every bank fee, with tips for the call to your bank
- A spreadsheet of your charges
Cancel anytime.