ICICI Bank Canada account fees
ICICI Bank Canada's personal fee disclosure is effective 1 September 2026. Basic Chequing is C$4 a month for a general account, and free for the groups the disclosure names. A payment ICICI returns is C$10. Amounts below are Canadian dollars unless the line says US dollars. The wider table is Canada NSF fees by bank.
Last updated: October 26, 2026
Last checked: Oct 2026
Monthly fee by account
Opened 26 October 2026. The dollars are in the disclosure of fees and charges for personal accounts, effective 1 September 2026. HiVALUE PLUS is waived with a minimum daily closing balance of C$3,000. The tier row prints less than C$1,000 at C$14.95, and C$1,000 to C$3,000 at C$9.95. Basic Chequing is C$4.00 a month for a general account, and free for youth, students, senior citizens, RDSP beneficiaries, recipients of the Disability Tax Credit, Indigenous peoples, and newcomers. The Remittance Account, E-Basic Chequing, HiSAVE, and E-HiSAVE print free. Included debit transactions are unlimited on the accounts in that section.
A monthly digital statement is free. A monthly paper statement for personal accounts is C$5.00, and free on Basic Chequing. An in-branch debit on HiSAVE or E-HiSAVE is C$5.00. Closing a chequing or savings account within 180 days of opening is C$25.00, except a transfer inside ICICI Bank or an account closed within 14 business days. The reading guide is Canada bank fee guides. The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not call the institution.
| Account | Monthly fee | What the disclosure also prints |
|---|---|---|
| HiVALUE PLUS | C$14.95 or C$9.95 | Waived at a C$3,000 daily closing balance |
| Basic Chequing, general | C$4.00 | Free for the groups named above |
| E-Basic Chequing | Free | Unlimited included debits |
| HiSAVE and E-HiSAVE | Free | C$5.00 for an in-branch debit |
| Remittance Account | Free | Unlimited included debits |
Returned items, wires, and a quiet account
Items ICICI Bank Canada returns, including cheques, pre-authorized debits, and online transfers, are C$10.00. Items you deposit that another institution returns are C$5.00. A stop payment is C$15.00, if processing of the cheque has not started.
An incoming money transfer to any account is C$15.00. An outgoing transfer that does not exchange currency is C$25.00 up to C$20,000, C$50.00 from C$20,000.01 to C$50,000, and C$75.00 above C$50,000. A transfer to an account in India is C$10.00 at a branch or the call centre, and C$5.00 online from a Canadian dollar account on the accounts the disclosure lists. A transfer to a bank account outside India through a branch or the call centre is C$10.00. The disclosure says outgoing wire fees are charged in the currency of the account, and that a correspondent bank can add its own charge.
A quiet account is C$20.00 a year after 2, 3, or 4 years, C$30.00 a year after 5 to 8 years, and C$40.00 a year after 9 years or more. Those charges are debited in April. How other Canadian institutions print this line is on Canada dormant account fees. The monthly list is Canada monthly chequing fees by bank. A yearly total from numbers you type is on the bank fee calculator. It does not look up this institution.
Questions
- How much is an ICICI Bank Canada monthly fee?
- The 1 September 2026 disclosure prints C$4.00 for a general Basic Chequing account, and free for the youth, student, senior, disability, Indigenous, and newcomer groups it names. HiVALUE PLUS is C$14.95 or C$9.95 unless the daily closing balance stays at C$3,000.
- How much is an ICICI returned payment?
- Items ICICI returns are C$10.00. A deposit that another institution returns is C$5.00. A stop payment is C$15.00.
- How much is an incoming transfer at ICICI Bank Canada?
- The disclosure prints C$15.00 for an incoming money transfer to any account. Outgoing wires depend on the amount and whether the currency changes.