Integris account fees
Integris Credit Union's 2026 personal service fees PDF prints a $48.00 NSF cheque fee and a $5.00 overdraft fee. Coverdraft is $5.00 by system and $7.00 by hand. This is a British Columbia credit union, not a federal bank schedule. The wider list is Canada NSF fees by bank. Coastal Community, also in B.C., is on Coastal Community account fees.
Last updated: October 22, 2026
Last checked: Oct 2026
NSF, overdraft, and Coverdraft
Opened 22 October 2026. The dollars are on the Integris 2026 personal service fees PDF. NSF cheques, not including the overdraft fee, are $48.00. The overdraft fee, including exceeding a line of credit limit, is $5.00. Automatic transfer Coverdraft is $7.00 when it is manual and $5.00 when it is system. Unauthorized overdraft interest is 21%. A stop payment in a branch is $25.00. An online stop payment is $12.50. A wire investigation fee is $35.00, on top of third-party charges.
The $48 NSF line and the $5 overdraft fee can both apply. The PDF says the NSF amount does not include the overdraft fee. A system Coverdraft at $5 is the smaller transfer line. It is not a promise that Integris will move the money. Integris is a British Columbia credit union, so this page uses its own PDF rather than a federal bank cap. Match the name on the statement. Asking them to remove a fee already charged is a request. They can say no.
The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not call the institution.
| Line | What Integris prints |
|---|---|
| NSF cheques, not including the overdraft fee | $48.00 |
| Overdraft fee, including over a line of credit limit | $5.00 |
| Coverdraft, system | $5.00 |
| Coverdraft, manual | $7.00 |
| Unauthorized overdraft interest | 21% |
| Stop payment, in branch / online | $25.00 / $12.50 |
Questions
- How much is an Integris NSF fee?
- The 2026 personal PDF prints $48.00 for NSF cheques, and that amount does not include the overdraft fee.
- How much is Integris Coverdraft?
- A system transfer is $5.00. A manual transfer is $7.00. The overdraft fee itself is $5.00.
- Is Integris the same as a big bank NSF cap?
- No. Integris is a British Columbia credit union. Use the PDF for the account you have, not a federal bank figure.
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