Provincial Credit Union NSF fee
Provincial Credit Union on Prince Edward Island prints $10.00 for a non-sufficient funds cheque, AFT, or pre-authorized item on its additional services sheet. Monthly package dollars are not on that sheet, so they are not confirmed here. Provincial is a provincial credit union, so this is its own sheet, not the federal $10 cap. The wider table is Canada NSF fees by bank. Every overdraft guide is on overdraft fee guides. A yearly total from numbers you type is on the bank fee calculator. It does not look up this institution.
Last updated: October 22, 2026
Last checked: Oct 2026
What the additional services sheet prints
Opened 22 October 2026. The dollars are on Provincial Credit Union's additional services fees. The file name includes 02_2025. The sheet itself prints the mark V04272026 and does not add a sentence that says when the prices took effect. Under additional services for accounts, a non-sufficient funds cheque, AFT, or pre-authorized item is $10.00. A stop payment online is $10.00. A stop payment with full details is $12.50. A stop payment with partial details is $17.50. An incoming wire is $15.00. A wire transfer in Canada is $35.00. A wire outside Canada is $50.00 plus currency conversion. A bank draft is $7.50. A bank draft in US dollars is $7.50. A bank draft in another currency is $10.00 minimum. Closing an account within 90 days of opening is $20.00. A charge back is $7.00. A rejected clearing item is $5.00. An inactive account at 2, 5, and 10 years is $25.00. Replacing a lost debit card is $5.00. A US cheque drawn on a Canadian account is $15.00.
The first page of the same PDF is labeled for businesses. That page prints a returned item of $7.00, which is a different row from the $10.00 NSF line in the account services section. Do not mix the two. Monthly chequing package prices are not on this sheet. They were not confirmed from another Provincial page in this check.
The $10.00 NSF line matches the federal personal-deposit cap by coincidence. The federal limit is explained on what a Canadian NSF fee is. Do not treat that rule as the source of this row. A fee already charged is a request. Provincial Credit Union can say no. The Canada list is Canada bank fee guides.
The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not call the institution.
| Line | What the sheet prints |
|---|---|
| NSF cheque, AFT, or pre-authorized | $10.00 |
| Business returned item, first page | $7.00, a different row |
| Stop payment, online | $10.00 |
| Wire outside Canada | $50.00 plus currency conversion |
| Account closed within 90 days | $20.00 |
| Monthly package fee | Not on this sheet. Check with Provincial. Last opened 22 October 2026 |
Questions
- How much is a Provincial Credit Union NSF fee?
- The additional services sheet prints $10.00 for a non-sufficient funds cheque, AFT, or pre-authorized item. The business page of the same PDF prints a separate returned item of $7.00.
- Is that the federal $10 NSF cap?
- No. Provincial Credit Union is a Prince Edward Island credit union. The $10.00 is the dollar on its own sheet. The federal cap for a personal deposit account at a federally regulated bank is a different rule.
- What is the Provincial monthly account fee?
- Monthly package dollars are not on this additional services sheet. Check with Provincial Credit Union. Last opened 22 October 2026, they were not confirmed.
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