Triangle Mastercard fees
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Canadian Tire Bank prints no annual fee on the Triangle Mastercard or the Triangle World Elite Mastercard. A cash advance is 3% of the transaction, up to $10. A foreign purchase adds 2.5% to the Mastercard conversion rate. The wider card list is credit card fees in Canada.
Last updated: October 22, 2026
Last checked: Oct 2026
What the card page prints
Opened 22 October 2026. Triangle's Mastercard customer page says there is no annual fee on the Triangle Mastercard or the Triangle World Elite Mastercard. The same page's card information, effective March 26, 2025, prints the other fees below.
Outside Quebec, purchases are 21.99%. Cash transactions and related fees are 22.99%. Cash transactions include cash advances, balance transfers, convenience cheques, money transfers, purchase of travellers cheques, and gambling transactions. If you are not approved at those rates, Canadian Tire Bank may still issue a card at 25.99% for purchases and 27.99% for cash transactions and related fees. In Quebec, all charges, including cash transactions and related fees, are 21.99%.
A foreign currency transaction is converted to Canadian dollars at the Mastercard rate, plus 2.5% on a charge and minus 2.5% on a credit. A cash advance fee is 3% of the transaction, up to $10, for cash withdrawals and other cash transactions except balance transfers and convenience cheques. A copy of a statement is $2. A credit balance fee is the lesser of $2 or the credit balance, charged on the last day of a billing period when the account has a credit balance and has been inactive, other than those fees, for the previous two billing periods. Interest accrues daily from the transaction date. The call center number on the World Elite qualification answer is 1-800-459-6415.
The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not call the institution.
| Line | What Canadian Tire Bank prints |
|---|---|
| Annual fee | None |
| Purchases outside Quebec | 21.99% |
| Cash transactions outside Quebec | 22.99% |
| All charges in Quebec | 21.99% |
| Foreign currency charge | Mastercard rate plus 2.5% |
| Cash advance fee | 3%, up to $10 |
| Statement copy | $2 |
| Credit balance fee | The lesser of $2 or the credit balance |
Questions
- Is there an annual fee on the Triangle Mastercard?
- No. The customer page says there is no annual fee on the Triangle Mastercard or the Triangle World Elite Mastercard.
- How much is a Triangle cash advance fee?
- 3% of the transaction, up to $10. Balance transfers and convenience cheques are excluded from that fee line.
- How much is the foreign purchase fee?
- The page adds 2.5% on top of the Mastercard conversion rate for a charge in another currency, and subtracts 2.5% on a credit.
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