Beem spending account fees
Beem Credit Union's spending account pages print Essentials at C$0 a month, Everyday at C$4.95 or C$0 if you are under 25 or over 60, and Unlimited at C$9.95. Extra transactions past the included count are C$1. The wider list is monthly chequing fees by Canadian bank. A yearly total from numbers you type is on the bank fee calculator. It does not look up this institution.
Last updated: October 23, 2026
Last checked: Oct 2026
What the spending pages and the service charge schedule print
Opened 23 October 2026. The account tables are on Beem's Essentials, Everyday, Unlimited, and USD spending pages. Essentials prints a C$0 monthly fee, unlimited deposits, and 15 withdrawals included, then C$1 each. Everyday prints C$0 in the column labeled under 25 or over 60, and C$4.95 in the other column. Digital transactions are unlimited. Staff-assisted transactions are 10 included, then C$1 each. Unlimited prints C$9.95 a month, with unlimited digital and staff-assisted transactions. Each of those tables prints digital statements as free and paper statements at C$3.00. Mailed paper at other banks is on paper statement fees at Canadian banks.
The same pages link a service charge schedule under See all account fees. That file prints Essentials as free with 15 self-serve or full-serve transactions, Everyday at C$4.95 with unlimited self-serve and 10 full-serve transactions, and Unlimited at C$9.95 with both unlimited. A footnote says Everyday is free for under 25 and for 60 and over. The column label also says seniors, students, and youth. The age line that prints under 25 or over 60 is the one on the Everyday account page. A star on the C$1.00 rows means that price is per transaction after you have reached the monthly transaction limit. Those starred rows include pre-authorized debits, bill payments, an Exchange ATM withdrawal, point of sale, an outgoing Interac e-Transfer, a cheque withdrawal, and in-branch withdrawals and bill payments. Direct deposits, incoming Interac e-Transfers, and in-branch deposits are printed as unlimited.
USD spending prints a C$0 monthly fee, unlimited deposits, 2 withdrawals, and $1 USD after that. The schedule says those USD fees are in US dollars. The USD page says the account does not include ATM access or a debit card, and that you can write cheques, withdraw cash in a branch, or set up a pre authorized debit. The spending comparison card says USD deposits are protected by CUDIC. The schedule does not print an NSF dollar. NSF fees at other Canadian institutions are on Canada NSF fees by bank. The same file says BlueShore Financial, GFCU Savings, Gulf & Fraser, Interior Savings, and North Peace Savings are trade names of Beem Credit Union. The old BlueShore chequing web address now redirects to Beem, so this page uses the current schedule. A fee already charged is a request. Beem can say no. The Canadian list is Canadian bank fee guides.
The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not call the institution.
| Account | What the pages print |
|---|---|
| Essentials spending | C$0 a month. 15 withdrawals, then C$1 |
| Everyday spending | C$4.95, or C$0 under 25 or over 60 |
| Everyday staff assisted | 10 included, then C$1 |
| Unlimited spending | C$9.95, unlimited transactions |
| USD spending | C$0 a month. 2 withdrawals, then $1 USD |
| Paper statement | C$3.00. Digital statements are free |
Questions
- How much is a Beem Everyday spending account?
- The Everyday page prints C$4.95 a month, and C$0 in the column for under 25 or over 60. Digital transactions are unlimited. Staff-assisted transactions are 10 included, then C$1 each.
- Is there a Beem spending account with no monthly fee?
- Essentials prints C$0 a month, with 15 withdrawals included and C$1 after that. USD spending also prints C$0 a month, with 2 withdrawals included. Unlimited is C$9.95.
- Does the Beem schedule print an NSF fee?
- The spending pages and the service charge schedule opened on 23 October 2026 do not print an NSF dollar. They do print C$1 after the included transaction count, and C$3.00 for a paper statement.