Bell Bank overdraft fee
Bell Bank's overdraft notice prints a $33 fee each time it pays an overdraft, and a $99 limit per day on the total fees for overdrawing the account. Everyday ATM and debit card transactions are not paid into overdraft unless you ask. The wider list is US overdraft fees by bank. Every overdraft guide is on overdraft fee guides. A yearly total from numbers you type is on the bank fee calculator. It does not look up this institution.
Last updated: October 23, 2026
Last checked: Oct 2026
What the overdraft notice prints
Opened 23 October 2026. Bell Bank's overdraft notice says it does authorize and pay overdrafts for checks, electronic bank transfers, automatic bill payments, recurring debit card payments, and other transactions made with the checking account number. It does not authorize and pay overdrafts for everyday ATM and debit card transactions unless you ask. If it does not pay the item, the transaction is declined. The bank pays overdrafts at its discretion.
The same notice says the fee is $33 each time Bell Bank pays an overdraft. There is a $99 per day limit on the total fees it can charge for overdrawing the account. The notice does not print a separate dollar amount for an item it returns unpaid. The bank's FAQ also says that if a debit transaction is not declined, you could be charged an overdraft fee of $33.
The notice names other options that may cost less, such as a ready reserve, a personal line of credit, or a savings overdraft protection transfer, and says to ask the bank about those plans. The phone number on the notice is 800.450.8949.
A fee already charged is a request. Bell Bank can say no. The US list is US bank fee guides.
The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not call the institution.
| Line | What the notice prints |
|---|---|
| Fee each time an overdraft is paid | $33 |
| Limit on those fees in one day | $99 |
| Everyday ATM and debit card | Not paid unless you ask |
| Returned item dollar on this notice | Not printed |
Questions
- How much is a Bell Bank overdraft fee?
- The overdraft notice prints $33 each time Bell Bank pays an overdraft. The FAQ uses the same $33.
- What is the most Bell Bank can charge for overdrafts in one day?
- The notice prints a $99 per day limit on the total fees for overdrawing the account.
- Will a Bell Bank debit card purchase be paid if I am short?
- The notice says everyday ATM and debit card transactions are not authorized into overdraft unless you ask. If the bank does not pay the item, the transaction is declined.