Credit Union Atlantic account fees
Credit Union Atlantic, in Nova Scotia, prints personal package prices on its accounts page and on a service charge schedule last reviewed 1 April 2026. my Chequing is C$4 a month. A personal NSF item is C$10. This is not Atlantic Federal Credit Union in Maine. The wider table is Canada NSF fees by bank.
Last updated: October 26, 2026
Last checked: Oct 2026
Monthly fee by account
Opened 26 October 2026. Amounts below are Canadian dollars. The accounts page and the service charge schedule print the same monthly fees. my Chequing is C$4.00, and the accounts page says it may be waived with a minimum balance of C$2,000. It includes 20 debit transactions and 1 free e-Transfer. my Chequing Plus is C$11.50, waived with a minimum balance of C$2,500, with a 25% discount for seniors. my eChequing is C$11.95, waived with a minimum balance of C$3,000, with a 25% senior discount. my Chequing Unlimited is C$16.95, waived with a minimum balance of C$3,000, with a 25% senior discount. my Chequing Unlimited Plus is C$27.00, waived with a minimum balance of C$5,000, with a 25% senior discount.
The schedule prints my Chequing Senior as free when it is coded as my Chequing, and otherwise a 25% discount on other chequing types. my Chequing Student is free. my Chequing Youth is free. my Chequing US is free on the schedule. The accounts page says that US account monthly fee is per item fees and does not print a dollar for those items. The reading guide is Canada bank fee guides. The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not call the institution.
| Account | Monthly fee | Waiver the accounts page prints |
|---|---|---|
| my Chequing | C$4.00 | C$2,000 minimum balance. 20 debits. 1 free e-Transfer |
| my Chequing Plus | C$11.50 | C$2,500 minimum balance. 25% discount for seniors |
| my eChequing | C$11.95 | C$3,000 minimum balance. 25% discount for seniors |
| my Chequing Unlimited | C$16.95 | C$3,000 minimum balance. 25% discount for seniors |
| my Chequing Unlimited Plus | C$27.00 | C$5,000 minimum balance. 25% discount for seniors |
| Senior, Student, Youth | Free | Senior is free when coded as my Chequing |
NSF, ATM, and wires
The schedule prints a personal NSF fee of C$10.00 per item and a commercial NSF fee of C$45.00 per item. An automatic transfer for non-sufficient funds is C$5.00. The unauthorized overdrafts row is C$5.00, and the schedule labels that row per interest. Commercial overdrafts are C$5.00 per thousand. Credit Union Atlantic is a Nova Scotia credit union. This page quotes its schedule. It does not replace that schedule with the federal bank NSF cap.
An outgoing Interac e-Transfer is C$1.50. Incoming is free. Cancellation is free. The ATM rows are C$1.00 at its own ATM, C$1.70 at an Interac network ATM, C$1.00 at an EXCHANGE or Acculink ATM, C$3.00 at a Cirrus ATM, and C$3.00 at a PLUS ATM. A wire transfer is C$36.00 per item. The schedule does not split incoming from outgoing. A stop payment is C$15.00. A monthly paper statement is C$3.00. Foreign currency cheque processing, other than USD, is C$25.00. That row is a cheque, not a card purchase. The schedule does not print a debit card foreign purchase percent.
The monthly list is Canada monthly chequing fees by bank. ATM rows for other institutions are on Canada ATM fees by bank. A yearly total from numbers you type is on the bank fee calculator. It does not look up this institution.
Questions
- How much is my Chequing at Credit Union Atlantic?
- The accounts page and the 1 April 2026 schedule both print C$4.00 a month. The accounts page says that fee may be waived with a minimum balance of C$2,000.
- How much is a Credit Union Atlantic NSF fee?
- The schedule prints C$10.00 per item for a personal NSF and C$45.00 per item for a commercial NSF.
- How much is a Credit Union Atlantic wire?
- The schedule prints C$36.00 per item for a wire transfer. It does not split incoming from outgoing.