FourLeaf overdraft fee
FourLeaf Federal Credit Union, formerly Bethpage, prints $30 when it pays a check or another checking-account-number transaction that overdraws the account, and $10 when it pays a debit card payment that overdraws. Covered transactions of $20 or less have no fee. The daily maximum is one of each named charge, combined up to $70. The wider list is overdraft fees at US credit unions. Every overdraft guide is on overdraft fee guides. A yearly total from numbers you type is on the bank fee calculator. It does not look up this institution.
Last updated: October 22, 2026
Last checked: Oct 2026
What the Courtesy Pay page prints
Opened 22 October 2026. The dollars are on FourLeaf's Courtesy Pay summary. FourLeaf charges $30 when it pays a check or another transaction that uses the checking account number and overdraws the account. It charges $10 when it pays a recurring debit card payment that overdraws. If you opted in, it charges $10 when it pays an everyday debit card transaction that overdraws. Those covered transactions of $20 or less have no fee. An everyday debit has no fee when the Total Balance at posting covers it, even if the Available Balance is overdrawn. ATM withdrawals and FourLeaf Online Banking Bill Pay are not paid into overdraft.
The same page prints a daily maximum of one Insufficient Funds Charge, paid or returned, one Uncollected Funds Charge, paid or returned, and one POS Courtesy Pay Usage Fee. Together those are at most $70 in a day. This page does not print a separate dollar that applies only to a returned item. Do not treat the $30 paid-check fee as that missing returned-item dollar. The account has to be open for 6 months before standard overdraft practices apply. Paying an overdraft is discretionary.
The HTML fee schedule page did not show a dollar table when it was opened on 22 October 2026, so this guide does not quote monthly account fees, wires, or ATM dollars from it. A fee already charged is a request. FourLeaf can say no. The US list is US bank fee guides.
The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not call the institution.
| Line | What the page prints |
|---|---|
| Paid check or account-number transaction | $30 |
| Paid debit, recurring or opted-in everyday | $10 |
| Covered transaction of $20 or less | No fee |
| Daily maximum | One of each named charge, combined up to $70 |
| Returned item dollar on its own | Not printed on this page |
| ATM and online bill pay into overdraft | Not paid |
Questions
- How much does FourLeaf charge when it pays an overdraft?
- The Courtesy Pay page prints $30 when FourLeaf pays a check or another checking-account-number transaction that overdraws the account. A debit card payment it pays is $10, including an everyday debit only if you opted in.
- Is there a fee on a small overdraft?
- Covered transactions of $20 or less have no fee. An everyday debit also has no fee when the Total Balance at posting covers it, even if the Available Balance is already overdrawn.
- What is the daily cap?
- The page allows one Insufficient Funds Charge, paid or returned, one Uncollected Funds Charge, paid or returned, and one POS Courtesy Pay Usage Fee in a day. Together they are at most $70. It does not print a separate returned-item dollar.
Sources
Related guides
Most popular
Pro
Loading the price.
Sales tax, like GST or HST, is added at checkout where it applies.
- Unlimited statement uploads
- Spending by month
- Every bank fee, with tips for the call to your bank
- A spreadsheet of your charges
Cancel anytime.