Global overdraft and monthly fees
Global Credit Union's schedule of service fees, effective 1 November 2025, prints $5.00 a month for Latitude Checking, waived with direct deposit or a $500 minimum daily balance in any one share. A negative balance fee is charged per day when a qualifying transaction occurs and the end-of-day balance is $5.00 or more below zero. The fee steps from $5.00 to $30.00 with the size of that balance. The schedule does not print a separate NSF dollar. The wider list is overdraft fees at US credit unions. Every overdraft guide is on overdraft fee guides. A yearly total from numbers you type is on the bank fee calculator. It does not look up this institution.
Last updated: October 22, 2026
Last checked: Oct 2026
What the November 2025 schedule prints
Opened 22 October 2026. The dollars are on Global's schedule of service fees, effective 1 November 2025, document GCU 03241 R 251101b. Latitude Checking is $5.00 per month, waived with direct deposit or a minimum daily balance of $500 in any one share on the account. The negative balance fee, under Overdraft Services and Overdraft Services for debit cards, is charged per day if a qualifying transaction occurs and the end-of-day negative balance is $5.00 or more. The bands are: $0.00 to $4.99 no charge, $5.00 to $9.99 is $5.00, $10.00 to $14.99 is $10.00, $15.00 to $19.99 is $15.00, $20.00 to $24.99 is $20.00, $25.00 to $29.99 is $25.00, and $30.00 or more is $30.00. That is one fee for the day, set by the balance band, not a count of items.
An overdraft protection transfer from a savings or money market share, or a credit line loan, is $5.00 per day that the total transfers exceed $25.00. A credit union initiated transfer to resolve a negative share balance is $5.00 per transfer. The stop payment row prints NC, the same mark the sheet uses on online account access and bill pay. The sheet does not spell those letters out. A returned deposited item is $5.00 per item. The returned items row and the third-party fee row both print "as charged" and do not give a member NSF dollar. Do not read the missing NSF row as $0. A Visa debit or ATM international transaction fee is 1%, and the row includes internet transactions started in the United States with a merchant who processes outside the United States. A domestic wire is $20.00. A foreign wire is $50.00. A cashier's check is $2.00.
A fee already charged is a request. Global can say no. The US list is US bank fee guides.
The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not call the institution.
| Line | What the schedule prints |
|---|---|
| Latitude Checking | $5.00 a month, waived with direct deposit or a $500 daily balance |
| Negative balance, $0.00 to $4.99 | No charge |
| Negative balance, $5.00 to $9.99 | $5.00 that day |
| Negative balance, $30.00 or more | $30.00 that day |
| Separate NSF dollar | Not printed. Check with Global. Last opened 22 October 2026 |
| Visa debit international transaction | 1% |
Questions
- How much is Global's negative balance fee?
- The 1 November 2025 schedule charges it once per day when a qualifying transaction occurs and the end-of-day balance is at least $5.00 below zero. The dollar follows the balance band, from $5.00 up to $30.00 when the balance is $30.00 or more below zero. A balance from $0.00 to $4.99 below zero prints no charge.
- Does the Global schedule print an NSF fee?
- This schedule does not print a separate NSF dollar. Returned items and third-party fees print as charged. That is not a printed $0. Check with Global. Last opened 22 October 2026.
- What is the Latitude Checking monthly fee?
- The schedule prints $5.00 per month, waived with direct deposit or a minimum daily balance of $500 in any one share on the account.
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