Renasant Bank overdraft fee
Renasant Bank's common fee schedule dated 14 August 2025 prints $36 when it pays a consumer item into overdraft, at most five a day, and no fee when the item would overdraw the balance by less than $5. A returned consumer item is listed as no fee. The wider list is US overdraft fees by bank. Every overdraft guide is on overdraft fee guides. A yearly total from numbers you type is on the bank fee calculator. It does not look up this institution.
Last updated: October 23, 2026
Last checked: Oct 2026
What the 14 August 2025 schedule prints
Opened 23 October 2026. The dollars are on Renasant's common fee schedule, dated 14 August 2025. For consumer accounts, an item paid into overdraft is $36.00 each, with a maximum of five per day. Renasant will not assess that fee if the item will overdraw the balance by less than $5.00. The non-sufficient funds fee for a returned consumer item is listed as no fee. For non-consumer accounts, both the paid item and the returned item are $36.00, and the schedule says a returned item can be presented again and charged again.
The same schedule prints a continuous overdraft fee of $6.00 per business day once the account has been overdrawn for at least three business days. It is not charged if the account is overdrawn by less than $20.00 on the day the fee would post. The separate consumer overdraft disclosure prints the $36 paid item fee, the five a day cap, and no fee when paying the item would overdraw the available balance by less than $5.00. That disclosure does not print the $6 continuous fee. An automatic transfer from a linked account is $12.00 per transfer, charged to the overdrawn account.
A domestic incoming wire is $20.00 and a domestic outgoing wire is $30.00. An international incoming wire is $20.00 and an international outgoing wire is $55.00. An official check is $10.00. A returned deposited item is $12.00. A stop payment is $36.00. Using a non-Renasant ATM is $3.00. Closing an account within 90 days of opening is $25.00. The paper statement fee of $3.00 a month is marked for business accounts only.
A fee already charged is a request. Renasant can say no. The US list is US bank fee guides.
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| Line | What the schedule prints |
|---|---|
| Consumer item paid into overdraft | $36, at most 5 a day |
| Consumer returned item | No fee |
| Overdraw of less than $5 | No paid item fee |
| Continuous overdraft on the common schedule | $6 a business day after 3 business days |
| Linked account transfer | $12 per transfer |
| Account closed within 90 days | $25 |
Questions
- How much is a Renasant overdraft fee?
- The common fee schedule dated 14 August 2025 prints $36.00 each time Renasant pays a consumer item into overdraft, with a maximum of five per day.
- Does Renasant charge a fee when it returns a consumer item?
- That schedule lists the consumer returned item fee as no fee. Non-consumer returned items are $36.00, and the schedule says a returned item can be presented again.
- When does Renasant skip the $36 fee?
- The schedule says it will not assess the paid item fee if the item will overdraw the balance by less than $5.00. The consumer overdraft disclosure says the same thing using the available balance.