Security Service overdraft fee
Security Service Federal Credit Union's consumer fee schedule, effective 21 July 2026, prints a $32.50 overdraft fee with a daily limit of $97.50 per account. The NSF fee is also $32.50, with a daily limit of $32.50 per account. A debit card foreign transaction is 0.2% for currency conversion and 0.9% when it is cross-border. The wider list is overdraft fees at US credit unions. Daily caps at other institutions are on multiple overdraft fees in one day. Every overdraft guide is on overdraft fee guides.
Last updated: October 22, 2026
Last checked: Oct 2026
What the July 2026 schedule prints
Opened 22 October 2026. The dollars are on Security Service's fee schedule for consumer accounts, effective 21 July 2026. An overdraft fee is $32.50. The same row prints a daily limit of $97.50 per account, which is three of those fees. An NSF fee is $32.50. That row says the fee may be assessed each time an item or transaction is presented or represented, up to a daily limit of $32.50 per account, which is one NSF fee. An overdraft transfer from savings is $2.00 per item after the first three transfers in a calendar month. Power Protected Checking has a $9.00 monthly maintenance fee, waived in a month when the primary accountholder's average daily balance is $50,000 or more in at least one Power Protected Checking account. Balances in several of those accounts are not added together for that waiver.
A debit card foreign transaction has two assessments on the same schedule: 0.2% of the transaction amount for currency conversion, and 0.9% of the transaction amount when the transaction is cross-border. An outgoing domestic wire is $15.00, and free on Power Protected Checking. An outgoing international wire is $61.00. A stop payment is $25.00. Another ATM, outside Security Service, the CO-OP network, and Stripes convenience store ATMs, is $1.50.
The daily limits are dollar caps on that schedule, not a promise that the first fee is removed. A fee already charged is a request. Security Service can say no. The US list of these guides is US bank fee guides.
The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not call the institution.
| Line | What the schedule prints |
|---|---|
| Overdraft fee | $32.50, daily limit $97.50 per account |
| NSF fee | $32.50, daily limit $32.50 per account |
| Overdraft transfer | $2.00 per item after three a month |
| Debit card foreign transaction | 0.2% currency conversion and 0.9% cross-border |
| Power Protected Checking | $9.00 a month, waived at a $50,000 average |
| Outgoing international wire | $61.00 |
Questions
- How much is a Security Service overdraft fee?
- The consumer fee schedule effective 21 July 2026 prints $32.50, with a daily limit of $97.50 per account.
- How many Security Service NSF fees can post in one day?
- The NSF row prints a daily limit of $32.50 per account. At $32.50 each, that is one NSF fee a day. The overdraft row is a separate $97.50 daily limit.
- What does Security Service charge on a foreign debit purchase?
- The same schedule prints 0.2% for a currency conversion assessment and 0.9% for a cross-border transaction. Both lines are on the debit card foreign transaction fee.
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