Tandia account fees
Tandia Financial Credit Union, in Ontario, prints personal chequing fees effective 1 January 2025. Limitless is C$12.95 a month. A non-sufficient funds item is C$50. The wider table is Canada NSF fees by bank.
Last updated: October 27, 2026
Last checked: Oct 2026
Monthly fee by account
Opened 27 October 2026. Amounts below are Canadian dollars unless the row says US funds. The fees page says the personal chequing sheet is current as of 1 January 2025. The chequing sheet prints Limitless at C$12.95 a month, with a C$3,000 minimum monthly balance for a C$0 monthly fee. Limitless 60 is free for members age 60 and over. Limitless Student is free for members age 12 to 17 with parental consent. Those three include unlimited debit transactions. A debit on that sheet means a withdrawal, transfer, bill payment, cheque, pre-authorized debit, Interac Debit, Interac Online, or Interac e-Transfer.
The same sheet prints a dash, not a dollar, for the A-La-Carte monthly fee and for the Line-of-Credit Access monthly fee. A-La-Carte includes 0 debit transactions. Line-of-Credit Access includes 5. US Convenience is USD $2.00 a month and includes 2 debit transactions. The sheet says those US Convenience fees are in US funds. A paper statement is C$2.50 a month on the columns that print it. Limitless Student prints eStatement only on that row. Service fees on the chequing sheet include HST. The reading guide is Canada bank fee guides. The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not call the institution.
| Account | Monthly fee | Debits included |
|---|---|---|
| Limitless | C$12.95 | Unlimited. C$3,000 minimum monthly balance for a C$0 fee |
| Limitless 60 | Free | Unlimited. Age 60 and over |
| Limitless Student | Free | Unlimited. Age 12 to 17 with parental consent. eStatement only |
| A-La-Carte | No dollar printed | The sheet prints a dash for the monthly fee, and 0 debits included |
| Line-of-Credit Access | No dollar printed | The sheet prints a dash for the monthly fee, and 5 debits included |
| US Convenience | USD $2.00 | 2 debits. Fees on this column are in US funds |
NSF, ATM, and wires
The account related sheet, also current as of 1 January 2025, prints non-sufficient funds at C$50.00. NSF honoured is C$7.00. An overdraft transfer is C$7.00. Monthly overdraft protection, when used, is C$5.00 plus interest. The chequing sheet prints that C$5.00 plus interest on Limitless, Limitless 60, Limitless Student, and A-La-Carte, and a dash on Line-of-Credit Access and US Convenience. Tandia is an Ontario credit union. This page quotes its sheets. It does not replace those sheets with the federal bank NSF cap.
A Tandia ATM and an EXCHANGE Network ATM are free on Limitless, Limitless 60, and Limitless Student. They are C$1.00 on A-La-Carte and C$1.25 on Line-of-Credit Access. An Interac ABM is C$2.00 on those five columns. A US or international ABM is C$3.00 on those five columns. US Convenience prints a dash on the ATM rows, so this page does not invent an ATM dollar for that plan. The Interac ABM note says the fee does not include what another ATM owner charges.
Incoming and outgoing wire rows print Central 1 fee. The sheet does not print Tandia's own wire dollar. An incoming wire return is C$30.00. A wire follow-up is C$35.00. An inactive fee after 2 years is C$50.00. A dormant account fee is C$50.00 a year. The monthly list is Canada monthly chequing fees by bank. ATM rows for other institutions are on Canada ATM fees by bank. A yearly total from numbers you type is on the bank fee calculator. It does not look up this institution.
Questions
- How much is Tandia Limitless a month?
- The chequing sheet effective 1 January 2025 prints C$12.95. A C$3,000 minimum monthly balance brings that monthly fee to C$0. Limitless 60 and Limitless Student are free. The sheet prints a dash, not a dollar, for A-La-Carte and Line-of-Credit Access.
- How much is a Tandia NSF fee?
- The account related sheet prints C$50.00 for non-sufficient funds. NSF honoured is C$7.00. An overdraft transfer is C$7.00. Monthly overdraft protection, when used, is C$5.00 plus interest. Tandia is an Ontario credit union, so this page quotes that sheet rather than the federal bank cap.
- How much is a Tandia wire?
- The account related sheet does not print Tandia's own wire dollar. Incoming and outgoing wires say Central 1 fee. An incoming wire return is C$30.00, and a wire follow-up is C$35.00.