Vision Credit Union account fees
Vision Credit Union, in Alberta, prints Everyday package prices on its chequing page. Service charges are effective 1 November 2025. Everyday Essentials is C$4 a month and includes 10 defined debits. Another financial institution's ATM in Canada is C$2. The wider monthly list is Canada monthly chequing fees by bank.
Last updated: October 26, 2026
Last checked: Oct 2026
Monthly fee by account
Opened 26 October 2026. Amounts below are Canadian dollars, except the US dollar sentence. The chequing page prints Everyday Essentials at C$4.00, with 10 defined debits and e-Transfers. Everyday Select is C$15.00, with 50 defined debits and e-Transfers. Everyday Premium is C$21.00, with unlimited transactions, interest on balances of C$5,000 and up, and a C$5,000 minimum balance fee waiver. Virtual Advantage is C$8.50, with unlimited online transactions and e-Transfers. Thrive has no package fee, unlimited transactions, and is for members up to age 25. Advantage 60+ has no package fee, unlimited transactions, and interest on balances of C$5,000 and up.
The service charges page says a defined debit on consumer everyday chequing includes an ATM withdrawal at any credit union ATM, an automated funds transfer, a bill payment, a cheque, a withdrawal, an Interac e-Transfer send, a point of sale debit, a transfer between accounts, and an in-branch withdrawal. The overlimit fee is C$1.00 per transaction. USD Essentials Chequing has no package fee, includes 2 defined debits, and prints an overlimit fee of USD $1.00. That page says all fees on the USD account are charged in US dollars. The reading guide is Canada bank fee guides. The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not call the institution.
| Account | Monthly package fee | What the page also prints |
|---|---|---|
| Everyday Essentials | C$4.00 | 10 defined debits. Includes e-Transfers |
| Everyday Select | C$15.00 | 50 defined debits. Includes e-Transfers |
| Everyday Premium | C$21.00 | Unlimited transactions. Waived at a C$5,000 minimum balance |
| Virtual Advantage | C$8.50 | Unlimited online transactions. Includes e-Transfers |
| Thrive | No package fee | Unlimited transactions. Up to age 25 |
| Advantage 60+ | No package fee | Unlimited transactions. Interest from C$5,000 |
ATM and other published charges
The service charges page, effective 1 November 2025, prints C$2.00 for a withdrawal or transfer at another financial institution ATM in Canada, and C$4.00 at a foreign ATM outside Canada. A paper statement is C$2.50. Sprout and Advantage 60+ are excluded from that paper statement fee. The page does not print a debit card foreign purchase percent.
The special service charges page, also effective 1 November 2025, prints a stop payment of C$15 and a US dollar stop payment of USD $25. Foreign cheque handling is C$15. That row is a cheque, not a card purchase. The chequing page, the service charges page, and the special charges page do not print an NSF dollar or a wire dollar, so this guide does not add one.
The NSF list for institutions that do print a dollar is Canada NSF fees by bank. ATM rows for other institutions are on Canada ATM fees by bank. A yearly total from numbers you type is on the bank fee calculator. It does not look up this institution.
Questions
- How much is Vision Credit Union Everyday Essentials?
- The chequing page prints C$4.00 a month. It includes 10 defined debits and e-Transfers. An extra defined debit is C$1.00 on the service charges page.
- How much is a Vision Credit Union ATM fee?
- The service charges page, effective 1 November 2025, prints C$2.00 at another financial institution ATM in Canada and C$4.00 at an ATM outside Canada.
- Does Everyday Premium waive the monthly fee?
- The chequing page prints C$21.00 for Everyday Premium and a C$5,000 minimum balance fee waiver.