OneAZ Credit Union account fees
OneAZ Credit Union prints Free Checking at $0 on its checking page. The consumer fee schedule, effective 1 October 2026, prints Benefits Checking at $5 a month and Courtesy Pay at $29. The wider table is US overdraft fees by bank.
Last updated: October 27, 2026
Last checked: Oct 2026
Monthly fee by account
Opened 27 October 2026. Amounts below are US dollars. The checking page prints Free Checking at $0, with no monthly fee and no minimum balance. Its disclosure says other fees may still apply and points to the fee schedule. The consumer fee schedule, effective 1 October 2026, does not print a Free Checking row. It prints Benefits Checking at $5.00 a month and Premium Checking at $12.00 a month. The checking page matches those two dollars. It also says Premium Checking can avoid the monthly service fee with $15,000 or more in aggregate deposit and loan balances, or a $5,000 daily average balance in the checking account. The PDF prints the $12.00 and does not print that waiver.
Your Savings and Propel Savings are $2.00 a month on the schedule, waived if you consent to electronic statements. A money market minimum balance fee is $10.00 a month. The schedule does not print the balance that avoids that $10.00 on the fee row. Closing and inactivity rules are separate from the monthly checking fee. The reading guide is US bank fee guides. The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not call the institution.
| Account | Monthly charge | Where that figure is printed |
|---|---|---|
| Free Checking | $0 | Checking page. The fee schedule does not print this row |
| Benefits Checking | $5.00 | Checking page and the fee schedule |
| Premium Checking | $12.00 | Schedule prints $12.00. Checking page also prints a $15,000 aggregate or $5,000 daily average waiver |
| Your Savings or Propel Savings | $2.00 | Waived with electronic statements |
Courtesy Pay, ATM, and wires
The schedule prints a Courtesy Pay overdraft fee of $29.00 per presentment, with a maximum of five a day. It does not print a separate returned item NSF dollar. An outgoing bill payment that is non-sufficient funds is $25.00 per item. A checking inactivity fee is $5.00 a month after no activity for 12 months. A savings inactivity fee is $5.00 a month after 12 months with no activity, when the person is 18 or older, the balance is under $500, and the only product is a savings account. A dormant account fee after 36 months with no activity is $20.00, assessed at the individual account level.
A non-network ATM fee is $2.00 per transaction for the 5th and subsequent transaction. The schedule does not print a dollar for the first four. It does not print a debit card foreign purchase percent.
An outgoing domestic wire is $20.00. An outgoing foreign wire is $35.00. An incoming domestic wire is $10.00. An incoming foreign wire in U.S. currency is $10.00. A stop payment is $25.00. A paper statement is $2.00 a month. The monthly list is US monthly checking fees by bank. ATM rows for other institutions are on US ATM fees by bank. A yearly total from numbers you type is on the bank fee calculator. It does not look up this institution.
Questions
- How much is OneAZ Free Checking a month?
- The checking page prints $0, with no monthly fee and no minimum balance. The consumer fee schedule effective 1 October 2026 does not print a Free Checking row. It prints Benefits Checking at $5.00 a month and Premium Checking at $12.00 a month.
- How much is OneAZ Courtesy Pay?
- The same schedule prints $29.00 per presentment, with a maximum of five a day. It does not print a separate returned item NSF dollar. An outgoing bill payment that is non-sufficient funds is $25.00.
- How much is an OneAZ wire?
- Outgoing domestic is $20.00. Outgoing foreign is $35.00. Incoming domestic is $10.00. An incoming foreign wire in U.S. currency is $10.00.