Bank of America wire fee is $30
By Karla CastroUpdated November 1, 2026
Bank of America's personal schedule of fees, page marked 08/2026, prints $30 for a domestic outgoing wire and $15 for a domestic incoming wire. An international outgoing wire in U.S. dollars is $45. An international outgoing wire in foreign currency has no wire fee, and exchange rate markups still apply.
The dollars on the schedule
Opened 1 November 2026. Domestic outgoing is $30. Domestic incoming is $15. International outgoing in U.S. dollars is $45. International outgoing in foreign currency has no wire fee, but exchange rate markups apply. International incoming is $15. The schedule says other fees can still apply, including a fee from the recipient's bank and foreign taxes. Markups on the currency conversion are in addition to the wire fee.
The fee can show as its own line next to the amount you sent. Incoming wires received in a foreign currency are converted to U.S. dollars at a rate Bank of America sets.
Ways to pay less
The schedule says you may be able to send money to someone in the U.S. without a fee, or for a lower fee, including with Zelle, depending on the service. Premier tier clients enrolled in BofA Rewards qualify for a waiver of the outgoing domestic wire fee. Preferred Plus, Preferred Honors, and Premier waive the international incoming wire fee. Those same tiers, plus some Advantage checking accounts, waive the domestic incoming wire fee. A waiver of the incoming fee is not a waiver of the $30 you pay to send.
Upload the statement on Expenvo. The PDF stays on your device. Expenvo lists the lines. It does not sign in to the bank, and it does not move the money.
Questions
- How much is a Bank of America domestic wire?
- The personal schedule marked 08/2026 prints $30 for a domestic outgoing wire and $15 for a domestic incoming wire.
- How much is an international wire?
- An international outgoing wire in U.S. dollars is $45. In foreign currency there is no wire fee, and exchange rate markups apply. An international incoming wire is $15.
- Does Zelle replace a wire?
- The schedule says a transfer inside the U.S. may have no fee or a lower fee, including with Zelle, depending on the service you choose. That is not the $30 wire line.