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Elevations Courtesy Pay is $20.00

By Karla CastroUpdated October 28, 2026

Elevations Credit Union prints a consumer fee schedule effective 1 May 2026. Courtesy Pay is $20.00. A returned check or an electronic NSF item is $10.00. The wider table is US overdraft fees by bank.

Monthly fee by account

Opened 28 October 2026. Amounts below are US dollars. The checking page prints Foothills Free Checking with no monthly fees. It prints Peak Perks as Free or $8, waived with $1,000 in direct deposit or 20 debit or credit transactions a month. Summit Dividend is Free or $10, waived with a $10,000 combined daily balance, excluding IRAs, HSAs, and CDs.

The consumer fee schedule says most accounts are free with a $0 monthly service charge unless a named row prints a fee. Peaks Perks Checking is $8.00. Summit Dividend Checking is $10.00. eStyle Checking is $5.00 when the balance is not greater than $500, and a footnote says that product is no longer offered. A new membership is a one time $5 fee. The reading guide is US bank fee guides. The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not call the institution.

Opened 28 October 2026. US dollars. Checking page and the consumer fee schedule effective 1 May 2026.
AccountMonthly chargeWhere that figure is printed
Foothills Free CheckingNo monthly feesChecking page
Peaks Perks Checking$8.00Fee schedule. The checking page spells this Peak Perks
Summit Dividend Checking$10.00Fee schedule. Waived at $10,000 combined daily balance
eStyle Checking$5.00Fee schedule. Footnote says the product is no longer offered

Overdraft, ATM, and other fees

A returned check for insufficient funds is $10.00. An electronic funds transfer NSF item is $10.00. Courtesy Pay is $20.00 when Elevations pays an item without a sufficient available balance. That fee is not charged until the insufficient available balance exceeds $25. A stop payment is $31.00 per item or series at the credit union, and $15.00 through online banking.

Elevations ATMs are Free. The schedule prints $3.00 for each additional withdrawal at a CO-OP ATM and at any other ATM after the free withdrawals on that row. A paper statement is $3.00 per statement per month on eStyle and Buff One Checking. An incoming wire is $10.00. A domestic outgoing wire is $20.00. A foreign outgoing wire is $45.00. An official check is $3.00. Inactivity is $10.00 a month after 12 months with no qualifying activity, on a balance under $200. The monthly list is US monthly checking fees by bank. A yearly total from numbers you type is on the bank fee calculator. It does not look up this institution.

Questions

How much is an Elevations Courtesy Pay fee?
The 1 May 2026 schedule prints $20.00. It is not charged until the insufficient available balance exceeds $25. A returned NSF item is $10.00.
Does Foothills Free Checking have a monthly fee?
The checking page prints no monthly fees for Foothills Free Checking. Peaks Perks is $8.00 and Summit Dividend is $10.00 unless the waiver on that row is met.
How much is an Elevations wire?
An incoming wire is $10.00. A domestic outgoing wire is $20.00. A foreign outgoing wire is $45.00.

Sources

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