Georgia's Own NSF fee is $35.00
By Karla CastroUpdated October 28, 2026
Georgia's Own Credit Union prints a consumer truth in savings fee schedule dated 1 January 2025. NSF is $35.00 per presentment. Premium Overdraft is $35.00 per presentment. An overdraft transfer is $6.00. The wider table is US overdraft fees by bank.
Monthly fee by account
Opened 28 October 2026. Amounts below are US dollars. The fee schedule is dated 1 January 2025. Perks+ is $6.95 a month. Resolution Checking is $10.00 a month, and a check that clears on that account is $0.50. Bank on Checking is $5.00 a month. A money market account is $10.00 a month if the minimum daily balance drops below $2,500. Online banking and bill pay have no monthly fee.
The mailed statement row on that PDF did not print a digit that can be quoted here, so this page does not guess one. The reading guide is US bank fee guides. The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not call the institution.
| Account | Monthly charge | Where that figure is printed |
|---|---|---|
| Perks+ | $6.95 | Fee schedule |
| Resolution Checking | $10.00 | Fee schedule. A cleared check on this account is $0.50 |
| Bank on Checking | $5.00 | Fee schedule |
| Money market | $10.00 | Charged if the minimum daily balance drops below $2,500 |
Overdraft, ATM, and wires
NSF is $35.00 per presentment. Premium Overdraft is $35.00 per presentment. An overdraft transfer is $6.00 per transfer. The [overdraft services page](${GEORGIA_OD}) prints the same $35 Premium Overdraft fee and the same $6 transfer fee. Everyday debit card and ATM overdrafts need an opt in. A stop payment is $30.00 per request.
An out of network ATM balance inquiry, account transfer, or withdrawal is $3.00. An international debit transaction is 2% of the amount calculated in U.S. dollars. A domestic incoming wire is $15.00 and a domestic outgoing wire is $25.00. An international incoming wire is $50.00 and an international outgoing wire is $50.00, and the schedule says extra pass through fees may apply on the outgoing international wire. A return wire is $20.00. A member cashier's check is $10.00. A nonmember cashier's check is $20.00. The monthly list is US monthly checking fees by bank. A yearly total from numbers you type is on the bank fee calculator. It does not look up this institution.
Questions
- How much is a Georgia's Own NSF fee?
- The 1 January 2025 schedule prints $35.00 per presentment for NSF and $35.00 per presentment for Premium Overdraft. An overdraft transfer from another account is $6.00.
- How much is Georgia's Own Perks+?
- The schedule prints $6.95 a month. Resolution Checking is $10.00 a month. Bank on Checking is $5.00 a month.
- How much is a Georgia's Own out of network ATM withdrawal?
- The schedule prints $3.00 for an out of network withdrawal, balance inquiry, or account transfer. A domestic outgoing wire is $25.00.