Looni alternative you can use today
By Karla CastroUpdated October 30, 2026
Looni and Expenvo both read a statement in the browser and do not ask for a bank login. Looni's scan is free and its Pro plan is still planned. Expenvo has a free plan and a Pro plan you can buy now, and it also reads US statements. If Looni's free scan already does the job, it is a good choice.
Looni and Expenvo
Checked 29 October 2026. Looni facts come from loonifinancial.com and its scan page. Expenvo facts come from pricing.
One statement a day can be read with no account. That view lists every bank fee and every subscription. A free account keeps one statement a month and the 3 largest fees and the 3 largest subscriptions. Pro is $5.99 USD/mo. Yearly pricing, and the price for your country, are on Pricing.
| Looni | Expenvo | |
|---|---|---|
| Status | Statement scan in the browser. Looni says the app is not live yet and bank connection is coming. | Available now on the web. |
| Bank login | None for the scan. | None. |
| Files read | CSV or PDF from a Canadian bank. | PDF from US and Canadian banks and cards. |
| Where the file goes | Read in the browser, never uploaded, per Looni. | Read in your browser. The PDF stays on your device. |
| What it finds | Plan fees, NSF charges, currency spreads, price rises, and duplicates. | Bank fees and subscriptions. On Pro, tips for a call about a fee, spending by month, and a spreadsheet. |
| Price | Scan free. Pro planned at $4.99 a month, or $3.99 a month billed yearly. Looni says pricing may change before launch. | Free plan. Pro is $5.99 USD/mo. Yearly pricing, and the price for your country, are on the pricing page. |
Which one fits
Looni fits if you only bank in Canada, you want a free scan with no plan to pay, you have a CSV, or you want price rises and duplicates shown with a yearly dollar figure.
Expenvo fits if you want unlimited statements on a plan you can buy today, a US statement as well as a Canadian one, or tips for the call to your bank. Named Canadian banks include RBC and Scotiabank, on RBC and Scotiabank. A SubSavvy comparison is on SubSavvy alternative.
Download a PDF first, using how to download a statement. The reading guide for Canadian fees is Canada bank fee guides.
Find every fee and subscription on your statement. Upload a PDF on the upload page. No bank login. The PDF stays on your device.
Questions
- Is Looni free?
- Looni says its statement scan is free. Its Pro plan is listed as planned, and Looni says that price may change before launch.
- Does Looni connect to my bank?
- Not today. Looni says the scan reads a file on your device and that bank connection through Plaid is coming.
- Does Expenvo connect to my bank?
- No. Expenvo reads a PDF you choose and never asks for a bank login.
- Does Expenvo work with US banks?
- Yes. Named US banks include Chase, Bank of America, Wells Fargo, Citi, Capital One, Amex, Discover, U.S. Bank, and Ally. A statement from a bank that is not named can still be read.