Numerica overdraft fee is $30.00
By Karla CastroUpdated October 28, 2026
Numerica Credit Union prints a schedule of fees and charges marked 10/25. An NSF item that is returned is $30.00. Courtesy Pay is $30.00. An overdraft under $5.00 is not charged. The wider table is US overdraft fees by bank.
Monthly fee by account
Opened 28 October 2026. Amounts below are US dollars. The checking page says Free Checking is free with eStatements. The fee schedule does not print a separate monthly checking dollar. A paper statement is $3.00 a month. That paper fee does not apply to minor accounts, Dream Savings, or members 70 and older.
The schedule does not print an incoming wire dollar. A domestic outgoing wire is $25.00. The reading guide is US bank fee guides. The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not call the institution.
| Account or line | Charge | Where that figure is printed |
|---|---|---|
| Free Checking | Free with eStatements | Checking page. The schedule does not print a monthly checking dollar |
| Paper statement | $3.00 a month | Fee schedule. Not charged for minors, Dream Savings, or age 70 and older |
Overdraft, ATM, and other fees
An NSF presented item that is returned is $30.00 per presentment. Courtesy Pay, and an overdraft that is paid, is $30.00 each. Overdrafts under $5.00 are not charged. A transfer from a linked savings, checking, or money market account is $5.00 from the third transfer, with two free each year. A transfer from a credit account is $5.00 each. A stop payment is $30.00.
A non-Numerica ATM transaction or balance inquiry is $2.00. Numerica also says the ATM owner can add its own fee. A foreign debit transaction is 2.00% of the settlement amount, whether it starts in foreign currency or in U.S. dollars. A cashier's check is $5.00. Inactivity after 12 months is $6.00 a month, and that line excludes minor accounts, certificates, and IRA shares. The monthly list is US monthly checking fees by bank. A yearly total from numbers you type is on the bank fee calculator. It does not look up this institution.
Questions
- How much is a Numerica overdraft fee?
- The schedule marked 10/25 prints $30.00 for Courtesy Pay and $30.00 for an NSF item that is returned. Overdrafts under $5.00 are not charged.
- Does Numerica Free Checking have a monthly fee?
- The checking page says it is free with eStatements. The fee schedule does not print a monthly checking dollar. A paper statement is $3.00 a month unless an exclusion on that row applies.
- How much is a Numerica ATM fee?
- A non-Numerica ATM transaction or balance inquiry is $2.00. The schedule does not print an incoming wire dollar. A domestic outgoing wire is $25.00.