Seattle Credit Union NSF is $28.00
By Karla CastroUpdated October 29, 2026
Seattle Metropolitan Credit Union, doing business as Seattle Credit Union, prints a truth in savings disclosure effective 16 September 2026. NSF is $28.00 an item, with a limit of 6 fees a day. An ATM or one time debit card overdraft is $28.00 an item when you have consented. The wider table is US overdraft fees by bank.
Monthly fee by account
Opened 29 October 2026. Amounts below are US dollars. The truth in savings disclosure does not print a monthly dollar for Free Checking, Classic Checking, New Start Checking, or Restart Checking. The rate schedule leaves the service fee column blank for those accounts. High Yield Savings has a minimum balance fee of $5.00 a month when the minimum daily balance is not met. The rate schedule prints $1,000.00 as the minimum balance to avoid a service fee on High Yield Savings.
Membership is one share at a par value of $5.00. An inactive account is $10.00 a month after 6 months. That inactive fee applies to savings and checking accounts. The reading guide is US bank fee guides. The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not call the institution.
| Account | Monthly charge | Where that figure is printed |
|---|---|---|
| Free Checking | No monthly dollar on this schedule | Rate schedule leaves the service fee column blank |
| Classic Checking | No monthly dollar on this schedule | Rate schedule leaves the service fee column blank |
| New Start Checking | No monthly dollar on this schedule | Rate schedule leaves the service fee column blank |
| Restart Checking | No monthly dollar on this schedule | Rate schedule leaves the service fee column blank |
| High Yield Savings | $5.00 | If the minimum daily balance is not met. The rate schedule prints $1,000.00 |
Overdraft, ATM, and other fees
NSF is $28.00 an item, with a limit of 6 fees a day. The schedule says the fee applies each time an item is submitted or resubmitted, when the item is paid or returned because the balance is not enough. Uncollected funds are $28.00 an item, with a limit of 6 fees a day. An ATM transaction or a one time debit card transaction is $28.00 an item. Those card and ATM overdrafts need your consent. A stop payment is $28.00 a request. Account Backup, which moves money from another account or a line of credit, is $5.00 a transfer. That fee line also says per day.
The schedule does not print a routine fee for a withdrawal at an ATM Seattle Credit Union does not own. A returned deposited item is $25.00 each time it is submitted. A cashier's check is $5.00. An outgoing domestic wire is $25.00. An outgoing international wire is $55.00. Account research is $45.00 an hour, with a $45.00 minimum. The monthly list is US monthly checking fees by bank. A yearly total from numbers you type is on the bank fee calculator. It does not look up this institution.
Questions
- How much is a Seattle Credit Union NSF fee?
- The 16 September 2026 schedule prints $28.00 an item, with a limit of 6 fees a day. The fee can apply when the item is paid or when it is returned.
- Does Free Checking have a monthly fee?
- This schedule does not print a monthly dollar for Free Checking. High Yield Savings is $5.00 a month when the minimum daily balance is not met.
- How much is a Seattle Credit Union wire?
- An outgoing domestic wire is $25.00. An outgoing international wire is $55.00. The schedule does not print an incoming wire dollar.