Solarity Courtesy Pay is $25
By Karla CastroUpdated October 29, 2026
Solarity Credit Union prints a consumer schedule of fees and charges effective 1 May 2026. Courtesy Pay is $25. A returned NSF item is $25. An overdraft transfer from a selected savings account or line of credit is free. The wider table is US overdraft fees by bank.
Monthly fee by account
Opened 29 October 2026. Amounts below are US dollars. The consumer fee schedule prints a service fee of $3 for Primary Savings and $6 for Dividend Checking. It says a minimum balance avoids that fee. It does not print the dollar amount of that minimum. An inactive account is $6 a month after 12 months with no member initiated transactions.
A paper statement is $4. Members with an auto loan, home loan, credit card, or home equity line, and primary account holders under 18, are not charged that paper fee. eStatements are free. The reading guide is US bank fee guides. The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not call the institution.
| Account | Monthly charge | Where that figure is printed |
|---|---|---|
| Primary Savings | $3 | Service fee. A minimum balance avoids it. The dollar of that minimum is not printed |
| Dividend Checking | $6 | Service fee. A minimum balance avoids it. The dollar of that minimum is not printed |
| Inactive account | $6 | After 12 months with no member initiated transactions |
| Paper statement | $4 each | Waived for some loan relationships and for primary holders under 18 |
Overdraft, ATM, and other fees
Courtesy Pay is $25 when Solarity covers an item up to an approved limit. The item can be a debit card purchase, an ATM withdrawal, a check, or an ACH transaction. If the limit is reached, the item may be returned and an NSF fee assessed. NSF is $25 for an item returned unpaid. The same item can be presented more than once and can draw more than one NSF fee. The footnote says there is no limit to the total fees that can be charged on an account. Point of sale and ATM debits need an opt in. You must be at least 18, and a checking account open 30 days or less may have a $100 limit including fees. An overdraft transfer from a selected savings account or line of credit is free. A stop payment is $25.
ATM network access is printed as Free. The schedule does not print a Solarity dollar for an ATM outside that network. An incoming wire is $5. An outgoing wire is $30. A foreign transaction on a Visa credit or debit card is 2% of the amount. A teller check is $5. The monthly list is US monthly checking fees by bank. A yearly total from numbers you type is on the bank fee calculator. It does not look up this institution.
Questions
- How much is Solarity Courtesy Pay?
- The 1 May 2026 schedule prints $25. A returned NSF item is also $25. The footnote says there is no limit on the total fees for an account.
- How much is Dividend Checking?
- The service fee is $6. Primary Savings is $3. The schedule says a minimum balance avoids the fee and does not print that minimum dollar.
- How much is a Solarity wire?
- An incoming wire is $5. An outgoing wire is $30.