Veridian overdraft fee is $20
By Karla CastroUpdated October 29, 2026
Veridian Credit Union prints a fee schedule for checking, overdraft, and return items. An overdraft is $20 an item. A return item is $20 per presentment, and Veridian says it refunds return item fees each night before the next business day. Combined overdraft and return item fees stop at $80 a day on one account. The wider table is US overdraft fees by bank.
Monthly fee by account
Opened 29 October 2026. Amounts below are US dollars. The fee schedule does not print an effective date on the fee tables, and it does not print a monthly checking dollar. A health savings account has a monthly service fee of $2. A maintenance fee of $15 applies to an account with no activity for more than 12 months, for a member age 18 or over, with no safe deposit box.
Accounts under the $5 minimum membership requirement can have the remaining balance withdrawn. The page says the member is notified in writing before that assessment. The reading guide is US bank fee guides. The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not call the institution.
| Charge | Amount | Where that figure is printed |
|---|---|---|
| Monthly checking | Not printed on this page | Checking, overdraft, and return item tables |
| HSA monthly service | $2 | Health Savings Account table |
| Maintenance | $15 | No activity for more than 12 months, age 18 or over, no safe deposit box |
| Membership below $5 | Remaining balance withdrawn | Member notified in writing first |
Overdraft, ATM, and other fees
An overdraft fee is $20 an item. A return item fee is $20 per presentment. Veridian says return item fees are refunded each night before the next business day, even though the charge reduces the balance when it posts. Combined overdraft and return item fees stop at $80 a day on one account. The same item can be charged again if it is presented again. A stop payment is $29.
An ATM withdrawal is $1.50 after the first 10 withdrawals in a month at an ATM Veridian does not own. Veridian prints no surcharge at a SHAZAM Privileged Status ATM or a MoneyPass ATM. The ATM owner can still add a surcharge outside those networks. A domestic outgoing wire is $20 and a domestic incoming wire is $10. An international outgoing wire is $40 and an international incoming wire is $10. A cashier's check to the member or a joint member has no charge. A cashier's check to a secondary party is $3. The monthly list is US monthly checking fees by bank. A yearly total from numbers you type is on the bank fee calculator. It does not look up this institution.
Questions
- How much is a Veridian overdraft fee?
- The fee schedule prints $20 an item. Combined overdraft and return item fees stop at $80 a day on one account.
- Does Veridian keep a return item fee?
- The page prints $20 per presentment, then says Veridian refunds return item fees each night before the next business day.
- How much is a Veridian ATM withdrawal?
- The fee is $1.50 a withdrawal after the first 10 withdrawals in a month at an ATM Veridian does not own. SHAZAM Privileged Status and MoneyPass ATMs have no Veridian surcharge.