Is the domestic fee the same as the international fee?

Not on these pages. Chase, Bank of America, Citi, U.S. Bank, Truist, and Capital One print a higher international number than the online domestic number. Ally does not send international wires.

Does $0 mean every wire at that bank is free?

No. Chase prints $0 only for an online foreign currency wire of $5,000 USD or more. Wells Fargo prints $0 for a consumer digital wire sent in foreign currency. Bank of America says there is no wire transfer fee on an international wire sent in foreign currency, and that exchange rate markups still apply.

Can the other bank charge me too?

Yes. U.S. Bank says other institutions may deduct fees from the transfer. Bank of America says the recipient's bank, foreign taxes, and other fees can apply. The dollar in this table is only the sending bank's fee.

Will this table stay current?

No. These figures were opened on 16 October 2026. The account agreement and the fee schedule control if a number changes.

Home / Guides

Outgoing wire transfer fees at US banks

An outgoing wire fee is what your bank charges to send a wire. Domestic means the other bank is in the United States. International means it is not. The dollar is on that bank's fee list, and it can change. A receiving bank can take a separate fee.

Last checked: Oct 2026

What each bank prints

Opened 16 October 2026. These are outgoing fees from the document named in the row. A different account at the same bank can waive the fee. Wire transfer fees in the US and Canada is the regulator page, not a bank price. Upload the statement on Expenvo. The PDF stays on your device.

Opened 16 October 2026. Outgoing wires only. Match the account before you use the dollar.
Document	Domestic outgoing	International outgoing
Chase additional banking services and fees	$35 with a banker, or $25 on chase.com or Chase Mobile	$50 with a banker in U.S. dollars or foreign currency. Online in U.S. dollars is $40. Online in foreign currency is $5, or $0 if the amount is $5,000 USD or more.
Bank of America personal schedule of fees	$30	$45 in U.S. dollars. No wire transfer fee in foreign currency, but exchange rate markups apply. The schedule is marked 08/2026.
Wells Fargo online banking fees	Consumer digital wires sent in U.S. dollars are $30. A branch wire is $40.	The same digital $30 if sent in U.S. dollars. International sent in foreign currency is $0 on a digital wire. A branch wire is $40.
Citi consumer deposit account agreement	Standard online is $25. Citi Priority online is $17.50. A branch or banker wire is $35. Citigold waives the online fee. Citigold Private Client waives these outgoing fees.	Standard online in U.S. dollars is $35. Citi Priority online in U.S. dollars is $25. Online in foreign currency is waived. A branch or banker wire is $45. Citigold Private Client waives these outgoing fees.
U.S. Bank consumer pricing information	Domestic outgoing is $30. A domestic internal wire, where both accounts are at U.S. Bank, is $25 outgoing. Effective August 10, 2026.	International outgoing is $50. Other banks can deduct fees from the amount. Foreign currency is converted by U.S. Bank.
Truist personal deposit accounts fee schedule	Teammate assisted is $30. Online is $20. The schedule is dated September 28, 2026. Marquee Checking and Truist Wealth Money Market have no fee on those outgoing domestic wires.	Teammate assisted is $65. The same schedule does not print a separate online international dollar. Marquee Checking and Truist Wealth Money Market have no fee on teammate assisted outgoing international wires.
Capital One wire help	Online is $30. Phone is $30. Individuals cannot send a domestic wire at a branch.	A branch wire is $40. Online and phone are not eligible for an international wire. Not every account can send one.
Ally Bank transfers help	$20 for each outgoing domestic wire. Ally refunds that fee within two business days if the wire goes from Ally Bank to Ally Invest.	Ally does not send international wire transfers.

Banks not in this table

PNC's savings fee PDF did not yield readable text, so PNC is not in the table. Huntington, Discover, and American Express wire pages were not opened. A missing row is not a statement that the wire is free.

Citi's agreement says an incoming wire can show as Service Charges Incoming Wire Fee, and an online domestic outgoing wire can show as Fee for Domestic Funds Transfer. Chase says the exchange rate on a foreign currency wire includes a spread. Bank of America says the same about foreign currency markups. Those are separate from the wire fee.

Questions

Is the domestic fee the same as the international fee?: Not on these pages. Chase, Bank of America, Citi, U.S. Bank, Truist, and Capital One print a higher international number than the online domestic number. Ally does not send international wires.
Does $0 mean every wire at that bank is free?: No. Chase prints $0 only for an online foreign currency wire of $5,000 USD or more. Wells Fargo prints $0 for a consumer digital wire sent in foreign currency. Bank of America says there is no wire transfer fee on an international wire sent in foreign currency, and that exchange rate markups still apply.
Can the other bank charge me too?: Yes. U.S. Bank says other institutions may deduct fees from the transfer. Bank of America says the recipient's bank, foreign taxes, and other fees can apply. The dollar in this table is only the sending bank's fee.
Will this table stay current?: No. These figures were opened on 16 October 2026. The account agreement and the fee schedule control if a number changes.

Sources

Related guides

Upload a statement free

Free is $0 USD. The PDF stays on your device.