Is CashBack World the same card as CashBack World Elite?

No. On the cost of borrowing PDF valid as of June 2, 2026, CashBack World Elite is $139.00 and $50.00 per additional card. CashBack World, without Elite, is $79.00 and $35.00. Match the name on the statement.

Does the card page print the cash advance percent?

Not on the copy opened on 19 October 2026. The rate fields did not load. This page does not fill that gap with a percent from another BMO card.

Does Premium Chequing erase a fee that already posted?

The card page says the $139 annual fee can be rebated each year with Premium Chequing. It does not say a fee that already posted is removed automatically. Ask BMO whether that account qualifies.

Will BMO remove an annual fee it already charged if I ask?

They might, and they might not. Asking is a request. A published first year waiver is not a promise to erase a fee already on the statement.

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How to ask about a BMO CashBack World Elite annual fee

BMO CashBack World Elite Mastercard is not the eclipse Visa Infinite card, and it is not CashBack World without Elite. The cost of borrowing PDF lists $139 for the primary card and $50 for each additional card. The public card page says the first year is waived and that Premium Chequing can rebate $139 each year. Asking BMO to remove a fee already charged is a request.

Last updated: October 19, 2026

Last checked: Oct 2026

The $139 and the $50

Opened 19 October 2026. BMO's cost of borrowing PDF says the charges are valid as of June 2, 2026, unless otherwise noted, and are subject to change. The annual card fee table lists BMO CashBack World Elite Mastercard at $139.00, and $50.00 per additional card. The same PDF says annual fees are charged on the first monthly statement after the account opens, even if you have not activated the card, and then once a year. If you transfer the account to another product, the fee is charged on the first monthly statement after the transfer, then once a year. CashBack World Mastercard, without Elite, is a different row on that table, at $79.00 and $35.00. Do not use those dollars for the Elite card.

The public card page opened the same day did not show a purchase rate or a cash advance rate. Those fields failed to load. This guide does not copy a percent from a different BMO card, and it does not guess a cash advance percent from a mashed fees row. Use the statement and the card agreement for the rate. Eclipse Visa Infinite is how to ask about a BMO eclipse Visa Infinite fee.

A first year waiver and a chequing rebate

The BMO CashBack World Elite card page prints a minimum income of $80,000 for one person or $150,000 for the household. It says you can get the $139 annual fee rebated annually with a BMO Premium Chequing Account. The welcome offer on that page includes a $139 annual fee rebate in the first year. A later line says the annual fee is waived in the first year, which the page calls a savings of $139. A welcome cash back offer is not the fee. The monthly cost of Premium Chequing is on how to waive a BMO monthly fee.

A rebate that has not posted yet is not the same as a fee that is already on the statement. Ask BMO which offer applied to that account, and when the credit would show. Canadian credit card fees keeps the annual fee separate from cash advances and interest.

What to ask

Use the phone number on the statement if it is printed there. Have the date, the fee name, and the amount. Ask whether the charge is the $139 primary fee or the $50 additional card fee. Ask whether the first year waiver or the Premium Chequing rebate was supposed to credit it. Then ask BMO to review the fee or remove it. They can say no. This page has no success rate. If the answer is no, ask about a product change and the last day to close before the next annual fee. This page does not tell you to close the card. How to ask about a card annual fee is the general page. The PDF steps are on how to download a BMO statement.

Upload the statement on Expenvo. The PDF stays on your device. Expenvo lists the lines. It does not sign in to the bank or the card company, and it does not cancel a card or a purchase.

Questions

Is CashBack World the same card as CashBack World Elite?: No. On the cost of borrowing PDF valid as of June 2, 2026, CashBack World Elite is $139.00 and $50.00 per additional card. CashBack World, without Elite, is $79.00 and $35.00. Match the name on the statement.
Does the card page print the cash advance percent?: Not on the copy opened on 19 October 2026. The rate fields did not load. This page does not fill that gap with a percent from another BMO card.
Does Premium Chequing erase a fee that already posted?: The card page says the $139 annual fee can be rebated each year with Premium Chequing. It does not say a fee that already posted is removed automatically. Ask BMO whether that account qualifies.
Will BMO remove an annual fee it already charged if I ask?: They might, and they might not. Asking is a request. A published first year waiver is not a promise to erase a fee already on the statement.

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