Foreign currency cash at US bank branches
Ordering euro or pesos at a branch is not the same line as a foreign transaction fee on a debit card. This page is what each bank printed on 20 October 2026. A card percent is on [US debit card foreign transaction fees](/guides/us-debit-card-foreign-transaction-fees).
Last updated: October 20, 2026
Last checked: Oct 2026
The fee, and the markup they do not print
Opened 20 October 2026. If a page does not print a percent, this guide does not invent one. The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not sign in to the bank.
| Bank | What the page prints | What the same page also says |
|---|---|---|
| Chase | No separate fee | Chase says it does not charge a fee to buy, sell, or exchange foreign currency. The exchange rate includes commissions and spreads, and it can differ from a rate you see online. Chase does not print that spread as a percent. Orders are placed at a branch. You need an existing Chase relationship. There is no maximum amount. Coins are not accepted, so the minimum depends on the currency. |
| Wells Fargo | No percent printed | The FAQ says the spread between the buy rate and the sell rate includes a markup, and it does not print that markup as a percent. The minimum foreign currency cash order is $200. Orders over $3,000 must be picked up at a branch. Branches no longer keep foreign currency on hand for same-day purchase. The exchange rate is separate from any wire fee. |
| Bank of America | No percent printed | The exchange rates page says it uses all-in pricing. The price may include a markup, and the markup can differ by customer and by how you place the order. It does not print that markup as a percent. Customers with a checking or savings account can order up to $10,000 of foreign currency every 30 days. Bank of America does not accept foreign coins. |
Cash at the branch is not a card purchase
A debit card purchase abroad can still print a foreign transaction fee even when the branch cash order has no separate fee. Chase's foreign exchange page says a foreign currency transaction fee may apply to an ATM withdrawal or a debit purchase outside the US, depending on the account. That card line is not the branch order.
Canadian banks print a card percent on foreign currency conversion fees by Canadian bank. A cheque in another currency is on foreign currency cheque fees at Canadian banks.
Questions
- Does Chase charge a fee to order euros at a branch?
- The foreign exchange page says Chase does not charge a fee to buy, sell, or exchange foreign currency. The rate still includes commissions and spreads, and Chase does not print that spread as a percent.
- Can I read Wells Fargo's markup as a percent?
- No. The FAQ says the spread includes a markup and does not print a percent. It does print a $200 minimum order and a $3,000 branch pickup rule.
- Does Bank of America publish the branch markup?
- The exchange rates page says the price may include a markup and that the markup can differ by customer. It does not print a percent. It does print a $10,000 order limit every 30 days for checking and savings customers.
Sources
Related guides
Free is $0 USD. The PDF stays on your device.