Wire transfer fees at US credit unions
A credit union wire fee is its own schedule. This page is the dollar Navy Federal and SchoolsFirst printed on 20 October 2026. Big-bank wires are on [outgoing wire transfer fees at US banks](/guides/us-wire-transfer-fees) and [incoming wire fees at US banks](/guides/incoming-wire-fees-us).
Last updated: October 20, 2026
Last checked: Oct 2026
The wire fee
Opened 20 October 2026. An incoming wire and an outgoing wire are different lines. The line on your own statement is the one that counts. Upload it on the upload page. The PDF stays on your device. Expenvo lists the lines. It does not sign in to the bank.
| Credit union and wire | Fee the page prints | What the same page also says |
|---|---|---|
| Navy Federal, incoming | No charge | The money transfers table prints no charge for an incoming wire. |
| Navy Federal, outgoing domestic | $20.00 | The same table prints $20.00 for a domestic outgoing wire. There is no charge for disbursement of mortgage or equity loan proceeds via an outgoing transfer. |
| Navy Federal, outgoing international | $25.00 | The same table prints $25.00 for an international outgoing wire. Global Transfer, which the page lists from $2.99 to $8.99, is a different product. |
| SchoolsFirst, outgoing domestic | $20 | The statement of fees prints $20 for an outgoing domestic wire. |
| SchoolsFirst, outgoing international | $45 | The same fee list prints $45 for an outgoing international wire. The PDF opened on 20 October 2026 does not print an incoming wire dollar, so this guide does not invent one. |
A wire is not an overdraft
The overdraft dollars at these credit unions are on overdraft fees at US credit unions. Tracing or cancelling a wire at a Canadian bank is a different page, wire tracing and cancellation fees.
Questions
- Does Navy Federal charge to receive a wire?
- The fees page prints no charge for an incoming wire. An outgoing domestic wire is $20.00 and an outgoing international wire is $25.00.
- Is SchoolsFirst's international wire the same as the domestic wire?
- No. The fee PDF prints $20 for an outgoing domestic wire and $45 for an outgoing international wire.
- Is Navy Federal Global Transfer the same as a wire?
- No. The fees page lists Global Transfer from $2.99 to $8.99 as its own row, separate from the wire rows.
Sources
Related guides
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